Attention all AUTOCROSSERS

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pcupo12

New Member
This comes from a local forum here in Jersey.

This is a warning to everyone.
I just got off the phone with my insurance company (Geico) and they informed me that as of the end of the month my insurance policy is being cancelled. Why might you ask I haven't had an accident. No moving violations in several years.
The answer:
"We have found out that you have participated in time trial events."
I tried to reason with the lady, and explain to her that I haven't even autocrossed with my Subaru (the car I have insured with them) and that the SCCA has their own liability insurance for their events. She told me it didn't matter there was nothing she could do and that it was final as of 12:01 AM Jan. 28 2008 I would no longer be covered.
I guess they searched results on the internet and found my name. I have heard of this being a problem with warranties in the past but after 4 years of autocrossing with my other company (Liberty Mutual) I had never had a problem.
So I am writing here to warn all of you that if you have Geico, cancel your policy now. They do not respect us for what we do, and therefore I believe do not deserve a single dime from anyone.
I can see why they might hesitate with this issue as some people can't leave it on the track, but the vast majority of autocrossers are responsible enough to not do this. If anything we are lowering the accident rate through improving our driving skills.
 
which is why we autocross.... because it is a legal sanctioned event. geico is bull anyways. one accident and your insurance skyrockets. what do i know though, i live in massachusetts and 3rd party e-surance companies are not allowed to compete.
 
Wow. I was thinking about switch to Geico, but I guess not. I'll just stick with State Farm, hopefully they don't do anything like that.
 
All insurance companies will do this. Don't tell them.

They "found out"... Find out how they "found out".
 
This is weird since most insurance companies will have in the fine print that they WILL NOT cover any damaged caused by racing events.

So even if you do crash it, they're not at risk.

something sounds weird...
 
I would go with B if you can... take off your plate. That might a little bit in the process of keeping your car insured also...when you do autocross events do you need to have your car insured?
 
if allstate didnt drop me for driving without a license for the better part of 5 years, i doubt they will give a fuck about me autocrossing :)
 
use your middle name when you autocross
that way when results are posted online the insurance company can't match your name
 
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