Working down the debt....

[Airjockie]

Still working my ass off, and paying more than needed...but working hard to get the debt back down to an affordable area... and it's coming along at a fine rate....

I paid all the bills this month to end up on an even thousand'ths

Student loan... $25,000
Home Equity Loan... $60,000
Credit Cards.... $0.00
Mortgage.... $126,000
Subaru Balance... $11,000


new balance for my total debt for 03/08 = $222,000.00



The old sig...


Current Debt=$162,058.95 (02/07)
Current Debt=$160,000.00 (03/07)
Current Debt=$175,000.00 (08/07) :wacko:
Current Debt=$194,646.00 (10/07)
Current Debt=$205,908.66 (11/07)
Current Debt=$215,103.08 (01/08)
Current Debt=$228,049.42 (01/08)
Current Debt=$225,801.56 (02/08)
Current Debt=$222,000.00 (03/08)
Current Debt=$205,082.23 (05/09)
Current Debt=$203,000.00 (07/09)
Current Debt=$199,993.61 (11/09)
Current Debt=$198,330.07 (12/09)
Current Debt=$197,507.13 (01/10)
Current Debt=$193,971.93 (03/10)
Current Debt=$190,918.76 (07/10)
Current Debt=$186,909.00 (10/10)
Current Debt=$183,555.85 (01/11)
Current Debt=$156,373.68 (12/12)
Current Debt=$157,134.18 (02/14)
Current Debt=$133,126.67 (08/14)
Current Debt=$129,631.34 (09/14)

Edit*






as of 03/17 $110,188.95


Home Equity Loan... $60,000.... (03/17) $48,244.29
Credit Cards.... $0.00... (03/17) $19,000
Mortgage.... $126,000... (03/17) $42,944.66

 

[tunercrazed]

lol goodluck man, things seem to be coming along nicely, you may have debt but at least you have things you can call your own, which is alot more than I or many others can say.

 

[Airjockie]

I got everything I want, and a little more than one person actually needs...plus I have a huge shopping list of things I want, to go with all the crap I have....


But I don't have a kid...

Ohh well, at least I have a wife that loves the hell out of me...and she's going crazy that I haven't been home for almost 2 months... And the coolest dog in the world.

Funny how all the bills can be paid at such a rate when I'm gone for two months, and not buying parts or other crap... well..except that camera..hehe

 

[tunercrazed]

well I'm a bit old but I am always up for adoption =D
I'd kill to have one of your datsuns right about now, the local drag races start in about a month and I have nothing to participate with and I'm getting antsy lol

 

[Airjockie]

I might adopt, but only after the debt gets around $150K-ish....



but kids are not out of the question yet.....if the wife gets in the mood when I get back...hehe

 

[Celerity]

If people wait for the right time to have kids, they will never have kids.

Same thing for marriage. I've been waiting for the right time - and that right time will never happen.

 

[Celerity]

Meanwhile.. Jeff is delivering his 4th today.

 

[get_nick]

I might adopt, but only after the debt gets around $150K-ish....



but kids are not out of the question yet.....if the wife gets in the mood when I get back...hehe

i know how important it is to pay off debt, but make sure your priority is bad debt, which you don't have. make sure you keep a healthy stash in your savings. from your previous posts, i know you already have a good retirement.

now lets have hs give us another hybrid baby. ^_^

 

[TurboMirage]

hard work is paying off clayton!

 

[nootrac22]

I'm on the same track now, paying off debt for the re-fi. my debt is much less than yours, but I only made 55k last year (looking at 65k this year). I have a kid, and let me tell you there is nothing better in the world, but with every blessing comes a burden (as the saying goes). Most of the time you spend on hobbies will disapear when there is a child in the picture. Also between having a kid, and sitting at a computer for a living I've put on a lot of weight. By the time I get done with daily responsibilities I get an hour a day 9pm - 10pm to myself all I want to do at that point is sit, relax and turn the brain off.

 

[get_nick]

man, you need to get into management. you work way too many hours for what you get paid.

 

[get_nick]

I wonder what will come first....

Me and my wife having a kid.....
or Steve and Sue getting married?.....

oh damn, thats bad. i'm putting money on you and some random 19 year old asian skirt having a kid.

 

[Airjockie]

man, you need to get into management. you work way too many hours for what you get paid.

I only work 6.5 hours a day....



















everyday....

 

[tunercrazed]

I got one kid that had absolutely no idea about how to turn a wrench, and got him to where he's confident enough to do actual installs...only took me a week...

hows about you train me then the place where I'm working at now trying to gain experience isn't going too well, all I seem to get done is body work which I already knew how to do! Teach me mechanics!

I only work 6.5 hours a day....



















everyday....

I work 6 12 hour days and I seriously get paid like under $100 a week because I agreed to do it for the experience but Im begining to feel like I've been screwed...lol

 

[Celerity]

You make $1.25 an hour.


Wow.

 

[|Chaz|]

Wow only $1.25 an hour? Yea I think you got screwed just a little bit...

 

[90_EF_Hatch]

Wow only $1.25 an hour? Yea I think you got screwed just a little bit...

 

[tunercrazed]

lol you think? XD I can't afford school and this is the only way to gain experience I have access to.

 

[BrutalB83]

How are you getting paid? Just a flat rate of $100 a week or what?

 

[Celerity]

Magic Beans.