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This is a discussion on Credit Card websites? in the Members' Lounge forum
so does anyone here absolutely love their credit card's website? If i go to my local key bank branch and make a deposit or withdrawl by the time i get back to my job its already posted on their website... i have a citi visa ...
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|09-01-2006, 04:02 PM||#1|
Credit Card websites?
so does anyone here absolutely love their credit card's website?
If i go to my local key bank branch and make a deposit or withdrawl by the time i get back to my job its already posted on their website...
i have a citi visa card and it takes about 4-5 days for it to show up on the account... if i make a purchase the available credit will change within 2 days, but the actual reason for the change ie: the charge will not show for 4-5 days
i just got a bank of america visa card and it appears to be the same shit
i made a purchase on tuesday and then another lastnight and it's not showing either of the purchases...
i find this to be completely unacceptable and incredibly annoying...
anyone have a good CC website?
"Highly psychotic and extremely violent."
|09-01-2006, 04:28 PM||#3|
I think you're going to be hard pressed to find one that posts as quickly as a local bank. I''m thinking the local bank card is a debit card and not a true credit card...
No business is going to be able to post that fast through a credit agency, that I know of, in today's day and time.
You can't compare a local bank card to a multinational credit agency.
With that said, my local Visa from Wachovia posts fairly fast but my Mastercard through Citicard takes awhile to post.
|09-01-2006, 04:31 PM||#4|
eh, i wasn't even talking about a bank card, i've actually never used it except at ATM's
i was talking about when i actually walk in the bank, and its instant cause they are all online...
so how fast is your visa?
|09-01-2006, 05:45 PM||#5|
The mastercard is through a subdivision of citygroup called citicard. There's only a handful of credit agencies out there, just a shitload of subdivisions or what have you, so thats why I said I don't think you're really going to be able to have a multinational backed card post lightning fast.
I have a Student Advantage credit card that really sucks for rewards. I've spent probably $10,000-$15,000 on credit this year and I have like zero rewards. A lot of it has been gas and thats supposed to be one of the rewards except like I said - I see virtually nothing. I should really get something that has a larger reward percentage or one thats more pertinent to myself since I spend so much on credit.
They bumped my credit limit on that card to $6.5k after starting out with like a $1.5klimit - but I'm young so I have to build the credit.
The one feature I like is scheduling online payments for a day or two before the deadline, with payment in full so I don't have to remember anything.
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