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comutek · 07-23-2003, 05:14 AM

what is your current APR? not including a special "introductory period".

pissedoffsol · 07-23-2003, 05:20 AM

8%
9,000 limit
Chase Platinum :P

Slo86GT · 07-23-2003, 05:52 AM

10.2% 12k limit GTE Gold
14.0% 5k limit Chase Platinum
22% Radio Shack card $0 balance. I jsut use it for 12 mo's same as cash.
22% Household financial card at $0 balance, used the 0% intro APR for 6 months as a balance transfer device to save about $200.

Plus 2 personal loans I am playing on still.

I hate being in debt.

CRX-YEM · 07-23-2003, 08:02 AM

0% for one year, 5.99% thereafter
$10K limit, w/ $1k balance
Citibank Diamond Preffered Visa :P

8.99%
$10K limit, w/ $1.5K balance
Discover Platinum Card

4%
owe $11k
Honda Car loan

9%
$6K limit, w/ $0 balance
American Express Blue

and some department store card with $100 or lower blalances

That's all the debt my wife and I have.

Bob Vila · 07-23-2003, 09:43 AM

Two Cards:

One: 8.99% Limit: $2500 (Imposed by ME) Balance: $900

Two: 0% Until 01/05 then 8.99% After Limit: $1000 (Imposed by ME) Balance 131.94

I will be transferring my balance from the first card to the second car once I receive my bill for the second and pay it off.

Other Debt:

Car Note 4.9% APR Balance $9,000 or less

Student Loans: Interest Paid off, Principle at $9,xxx

I don't like debt, I was in the whole big time before, won't go there again.

I save a lot however, credit cards are the devil

dohcvtec_accord · 07-23-2003, 11:03 AM

8.25%, Classic VISA.

Credit Unions rule.

HondasHateMe · 07-23-2003, 11:21 AM

9.9% $2000 limit...just turned 20 years old..$700 balance

Bob Vila · 07-23-2003, 11:27 AM

Quote:

Originally posted by dohcvtec_accord@Jul 23 2003, 11:03 AM
8.25%, Classic VISA.

Credit Unions rule.

platinum mastercard fo' me

masterard > visa x10

dohcvtec_accord · 07-23-2003, 11:28 AM

Quote:

Originally posted by sisteve@Jul 23 2003, 09:27 AM
masterard > visa x10

No way mang.

Visa > 3-day-old dead goat scrotum > Mastercard

jeffie7 · 07-23-2003, 11:41 AM

Mastercard had a bunch of lawsuits filed on them not sure why but you may have noted that a good bit of MasterCard creditcards have changed to Visa other then chase... but thats just a problem waiting to happen
go to google and do a search on chase creditcards tons of bad shit will come up

For say my bank lady who is like a friend had Chase jack her APR up becuase of a problem with her credit so she pulled up all her info "being that she works with credit reports all the time" and said ok heres my credit report wheres the problem at? they had nothing to say other then sorry its going up

once again own3d by Chase

I have about 7 creditcards in my wallet hehehehe
most of them being 0% then up to 7-9% or so after 1 year but they wont stick around that long the one card I use the most becuase I love the company is Capital One everytime I call them about anything they are great on the phone as with helping me get lower APRs and higher Limits

big thumbs up to them

they are not my lowest ARP card but still the best to work with and they DO NOT SEND YOU FRIGGIN JUNK MAIL!!!!!!!

once again reason to hate friggin chase they send you 2-3 things a month
heres 5 checks go transfer money to us blah die chase die

last night I checked my Chase statment and it says I have -$47 open credit =) so nice for THEM to owe me money bastards

hcivic.com · 07-23-2003, 12:32 PM

16% apr componded weekly Td visa 15000 limit racked upto 4200 this mounth. (1 welder, 1vacation, i shit load of comaly tubing, clutch, jimfab bars, and week of vacation boozing)

B16 · 07-23-2003, 12:56 PM

just got my rate down to 7.9% with a $6,300 limit... this scares me

EDIT:
it is a bank of america visa

07-23-2003, 09:43 AM	#5
Bob Vila aliv dod Join Date: Jul 2003 Location: Bristol, Ct. Age: 29 Posts: 4,372 iTrader: 0 / 0% Ride: A carriage Rep Power: 100	Two Cards: One: 8.99% Limit: $2500 (Imposed by ME) Balance: $900 Two: 0% Until 01/05 then 8.99% After Limit: $1000 (Imposed by ME) Balance 131.94 I will be transferring my balance from the first card to the second car once I receive my bill for the second and pay it off. Other Debt: Car Note 4.9% APR Balance $9,000 or less Student Loans: Interest Paid off, Principle at $9,xxx I don't like debt, I was in the whole big time before, won't go there again. I save a lot however, credit cards are the devil __________________ kthx ©2003-2099 SiSteve Productions The person below me is gay.

07-23-2003, 11:41 AM	#10
jeffie7 My Vtec is biger then urs Join Date: Sep 2002 Location: Maryland Age: 27 Posts: 9,611 iTrader: 0 / 0% Rep Power: 343	Mastercard had a bunch of lawsuits filed on them not sure why but you may have noted that a good bit of MasterCard creditcards have changed to Visa other then chase... but thats just a problem waiting to happen go to google and do a search on chase creditcards tons of bad shit will come up For say my bank lady who is like a friend had Chase jack her APR up becuase of a problem with her credit so she pulled up all her info "being that she works with credit reports all the time" and said ok heres my credit report wheres the problem at? they had nothing to say other then sorry its going up once again own3d by Chase I have about 7 creditcards in my wallet hehehehe most of them being 0% then up to 7-9% or so after 1 year but they wont stick around that long the one card I use the most becuase I love the company is Capital One everytime I call them about anything they are great on the phone as with helping me get lower APRs and higher Limits big thumbs up to them they are not my lowest ARP card but still the best to work with and they DO NOT SEND YOU FRIGGIN JUNK MAIL!!!!!!! once again reason to hate friggin chase they send you 2-3 things a month heres 5 checks go transfer money to us blah die chase die last night I checked my Chase statment and it says I have -$47 open credit =) so nice for THEM to owe me money bastards __________________ www.handsonkitchen.com www.ntstudios.com www.jeffnortham.com

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07-23-2003, 05:14 AM	#1
comutek Senior Member Join Date: Jul 2003 Location: Lewisville, TX Posts: 206 iTrader: 0 / 0% Rep Power: 16	what is your current APR? not including a special "introductory period".

07-23-2003, 05:20 AM	#2
pissedoffsol RETIRED Join Date: Sep 2002 Location: Retirement Home Age: 29 Posts: 49,951 iTrader: 2 / 100% Ride: Electric Scooter Blog Entries: 1 Rep Power: 532	8% 9,000 limit Chase Platinum :P

07-23-2003, 05:52 AM	#3
Slo86GT Super Moderator Join Date: Sep 2002 Location: Memphis - Hellhole of the South Posts: 3,367 iTrader: 0 / 0% Rep Power: 49	10.2% 12k limit GTE Gold 14.0% 5k limit Chase Platinum 22% Radio Shack card $0 balance. I jsut use it for 12 mo's same as cash. 22% Household financial card at $0 balance, used the 0% intro APR for 6 months as a balance transfer device to save about $200. Plus 2 personal loans I am playing on still. I hate being in debt.

07-23-2003, 08:02 AM	#4
CRX-YEM Super Moderator Join Date: Sep 2002 Location: Wallingford, CT Age: 32 Posts: 4,472 iTrader: 0 / 0% Ride: 91 CRX Rep Power: 87	0% for one year, 5.99% thereafter $10K limit, w/ $1k balance Citibank Diamond Preffered Visa :P 8.99% $10K limit, w/ $1.5K balance Discover Platinum Card 4% owe $11k Honda Car loan 9% $6K limit, w/ $0 balance American Express Blue and some department store card with $100 or lower blalances That's all the debt my wife and I have.

07-23-2003, 11:03 AM	#6
dohcvtec_accord WRX Sellout Join Date: Sep 2002 Location: The left lane Age: 32 Posts: 8,498 iTrader: 0 / 0% Ride: 2002 WRB Impreza WRX Rep Power: 100	8.25%, Classic VISA. Credit Unions rule.

07-23-2003, 11:21 AM	#7
HondasHateMe Senior Member Join Date: Sep 2002 Location: Dayton, Ohio Posts: 235 iTrader: 0 / 0% Rep Power: 18	9.9% $2000 limit...just turned 20 years old..$700 balance

07-23-2003, 12:32 PM	#11
hcivic.com Senior Member Join Date: Jan 2003 Location: Calgary Alberta canada Posts: 4,577 iTrader: 0 / 0% Rep Power: 60	16% apr componded weekly Td visa 15000 limit racked upto 4200 this mounth. (1 welder, 1vacation, i shit load of comaly tubing, clutch, jimfab bars, and week of vacation boozing)

07-23-2003, 12:56 PM	#12
B16 Super Moderator Join Date: Sep 2002 Location: yay area, CA Age: 31 Posts: 7,007 iTrader: 0 / 0% Rep Power: 155	just got my rate down to 7.9% with a $6,300 limit... this scares me EDIT: it is a bank of america visa