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micah · 08-17-2003, 02:09 PM

ok im getting about 6500 from an insurance settlment.
i have a car that is paid for that ive been offered 8k cash for and the guy i bought it from tells me everytime he sees me that he will trade me title for title for any car on his lot. was his personal car and he wants it back.

the options are limitless.

what i have in mind now.

use insurance money to buy a b20 w vtec head. sell my b16a3 and use the rest of the money to boost the b20.

trade in car for a golf 1.8t or any boosted hatch the dealer could find for me and use all the insurance money to build and upgrade turbo.

trade in car for full size silverado. bag it/slam it/ and be ridin on spinner yo

trade car for a transam and use the 6500 to boost and/or build the ta (dont really want to do this, but is an option)
id rather stick to sport compacts, thats my passion

pretty much i have a ton of things i could do. what would you guys do?

MokujinX5 · 08-17-2003, 02:14 PM

I'd probably trade for a new car (maybe not the 1.8T though)... $14.5K would be a nice chunk of money to play with. What the hell, get something that's boosted from the factory... it'll hold up longer than boosting a N/A motor.

micah · 08-17-2003, 02:16 PM

ive been thinking about that, but i love my sol

id love to have a gti vr6, but i dont think the dealer is stupid enough to trade me one for a 10 year old sol

**Loco Honkey** · 08-17-2003, 02:34 PM

I'd invest the money.

Domeskilla · 08-17-2003, 02:44 PM

You just talked shit aobut domestics and now a TA is an option. HAHAHAHAHAHA, sounds like someone is trying to diss shit to be cool on the board. If you wanna diss domestics, dont even let one be your option.

2000Si · 08-17-2003, 02:56 PM

I agree with Loco, I'd buy something cheap, used, and reliable (if there is such a thing) and invest the rest of the cash into a nice savings account to let the interest accrue for a while.

That's a lot of money to just blow on a car all at once...if you don't get that kinda cash every day then I can tell you that you're going to miss it once it's gone and wonder "...why didn't I do this??"

Hexen · 08-17-2003, 02:58 PM

Get like a 96 ///m3 and don't do a damn thing to it.

**Loco Honkey** · 08-17-2003, 03:01 PM

Savings account? Hell no! I'd invest it in a mutual fund and retire at 65 with a couple hundred grand.

2000Si · 08-17-2003, 03:03 PM

Quote:

Originally posted by Loco Honkey@Aug 17 2003, 07:01 PM
Savings account? Hell no! I'd invest it in a mutual fund and retire at 65 with a couple hundred grand.

Well you put it into a savings account for a few years, wait till it gets to 20k and then slam it into a mutual fund and retire at 35.

Hexen · 08-17-2003, 03:04 PM

Quote:

Originally posted by Loco Honkey@Aug 17 2003, 11:01 AM
Savings account? Hell no! I'd invest it in a mutual fund and retire at 65 with a couple hundred grand.

Mutual funds are not a good investment right now.

Actually no government securities are good investments currently.
If you were going to save it, I'd open an account with a credit union and save the money until the market turns around a bit.

micah · 08-17-2003, 03:14 PM

domeskilla- i didnt diss domestics i said im tired of hearing about how much faster domestics are on this HONDA board

its gonna be spent on my car no way around it, maybe not all of it, but the majority.

i dont save money for retirement cause i dont plan on being alive then.

my luck id win the lottery and opt to get so much money a month for the rest of my life and die in 3 months, never even get to enjoy the money.
id get lump sum and enjoy it. thats just me though.

micah · 08-17-2003, 03:16 PM

hmm i never even thought about an m3

an m3 would be damn nice. also gotta think about insurance though. im sure a 96 m3 would be about triple the insurance of my 94 sol. and im a poor bastard

JDMilan · 08-17-2003, 06:19 PM

by the time your going to be 65 loco that couple hundred grand will probably be almost nothing to retire on, shti SS is a joke and we won't have the option to collect, fucking baby boomers.

Mialn

Luke6 · 08-17-2003, 06:52 PM

You know me micah, i love trans ams.

pissedoffsol · 08-17-2003, 07:05 PM

the real question is, WHAT IS ON HIS LOT?

**Loco Honkey** · 08-17-2003, 07:14 PM

Quote:

Originally posted by sleepergtx@Aug 17 2003, 02:03 PM
Well you put it into a savings account for a few years, wait till it gets to 20k and then slam it into a mutual fund and retire at 35.

Let's look at the math:

$6800 initial investment at age 22 in a savings account that averages 1% annual rate of return and a 3% rate of inflation, and in the year 2016, when he's 35, his initial investment will be worth $5,167.57.

Now... My dad is a Certified Financial Planner, and after talking with him about my current mutual fund to find out what the rate of return is, I'm earning 12% so far this year.

Let's look at a mutual fund that returns 12% on the same initial investment for the same period of time, factoring in the same rate of inflation as that savings account...

In the year 2016, that $6800 will be worth $21,970.50. Not bad for 35 years old, eh? Now let's look at when he's going to be 65. Everything being the same, in the year 2064, when he's 65 years old, the initial investment of $6800 will be worth $271,183.98. That's not what it'd be worth in today's dollar value. That's what it'll be worth in the year 2064's dollar value. Between now and then, he'll have earned $988,839.02 total before inflation interest, and factoring in the inflation, the interest value is $269,331.85.

So yeah, go ahead and invest it in a savings account. When we're both 65, I'll be sure to drop a few bucks in your tin can as I walk past on the way to my house on the hill.

micah · 08-17-2003, 07:34 PM

might as well drop a flower on my grave, i hope to be dead before 65.

as far as whats on his lot, i can pretty much get him to get me whatever i want.
they go to auctions and dealer sales all the time. if i request something he can get, might take him a while but he will get it.

he had a gsr teg, 300zx, 3000gt, and multiple stangs and ta's hes offered me

nealo · 08-17-2003, 08:01 PM

Get the 3000gt if it's a VR4. AWD + twin turbo =

. However. Trans Ams and Gt's are mad fast.

CRX-YEM · 08-17-2003, 08:15 PM

I vote for picking up an 87-88 Turbo TA (aka TTA)
kinda like a grand national.

micah · 08-17-2003, 08:32 PM

yeah those would be fast, but like i posted i wanna kind of stick to sport compacts. i just like little cars

the 3000 gt was like a 97 na slow as hell 3000gt

djyox · 08-17-2003, 08:33 PM

Quote:

Originally posted by pissedoffsol@Aug 17 2003, 06:05 PM
the real question is, WHAT IS ON HIS LOT?

micah · 08-17-2003, 08:34 PM

read 4 posts up from yours

dveit · 08-18-2003, 12:18 AM

Get the 300z without question. Is it TT?

Make sure its been maintained right though, because if it hasnt, it will just be a nightmare.

micah · 08-18-2003, 06:44 PM

no, it was just na

i dont wanna go from one na car to another, if i had my drothers id get something awd, just cause they make the baddest doughnuts

i think im keeping my car though. i like it too damn much, ill prolly just buy a b20 vtec annihilator crate motor from import builders, then sell my b16 and use that money for other car junk

rudeludenotmeanthough · 08-18-2003, 07:39 PM

get the most expensive car on the lot, turn around and sell it for even more money than you can get from the insurance y0!!

08-17-2003, 02:09 PM	#1
micah Senior Member Join Date: Dec 2002 Location: panama city beach, florida Posts: 3,516 iTrader: 0 / 0% Rep Power: 50	ok im getting about 6500 from an insurance settlment. i have a car that is paid for that ive been offered 8k cash for and the guy i bought it from tells me everytime he sees me that he will trade me title for title for any car on his lot. was his personal car and he wants it back. the options are limitless. what i have in mind now. use insurance money to buy a b20 w vtec head. sell my b16a3 and use the rest of the money to boost the b20. trade in car for a golf 1.8t or any boosted hatch the dealer could find for me and use all the insurance money to build and upgrade turbo. trade in car for full size silverado. bag it/slam it/ and be ridin on spinner yo trade car for a transam and use the 6500 to boost and/or build the ta (dont really want to do this, but is an option) id rather stick to sport compacts, thats my passion pretty much i have a ton of things i could do. what would you guys do? __________________ god called in sick today

08-17-2003, 02:14 PM	#2
MokujinX5 Senior Member Join Date: May 2003 Location: DF-Dub Area Age: 28 Posts: 188 iTrader: 0 / 0% Rep Power: 15	I'd probably trade for a new car (maybe not the 1.8T though)... $14.5K would be a nice chunk of money to play with. What the hell, get something that's boosted from the factory... it'll hold up longer than boosting a N/A motor. __________________ ARC \| CARBING \| Civic Type R \| Cusco \| DC Sports \| DC5 Type-S \| ebaY \| GP Thunder 8000K \| H&R \| /// Mugen \| Seibon \| SPC \| Vöxx

08-17-2003, 02:16 PM	#3
micah Senior Member Join Date: Dec 2002 Location: panama city beach, florida Posts: 3,516 iTrader: 0 / 0% Rep Power: 50	ive been thinking about that, but i love my sol id love to have a gti vr6, but i dont think the dealer is stupid enough to trade me one for a 10 year old sol __________________ god called in sick today

08-17-2003, 02:44 PM	#5
Domeskilla Senior Member Join Date: Oct 2002 Location: Fort Wayne, IN Posts: 2,948 iTrader: 0 / 0% Rep Power: 44	You just talked shit aobut domestics and now a TA is an option. HAHAHAHAHAHA, sounds like someone is trying to diss shit to be cool on the board. If you wanna diss domestics, dont even let one be your option. __________________ For all your air suspension needs <a href=\'http://www.ultimatesporttruck.com\' target=\'_blank\'>Three Rivers Ultimate Sport Truck</a> There are many misconceptions of air ride and handling. A lot of bullshit spread, please PM if you wish to put air on your car/truck. You will get the 411. There ARE ppl who race with air ride, just have to know how to install it right.

08-17-2003, 02:58 PM	#7
Hexen Senior Member Join Date: Nov 2002 Location: Davis, CA. Posts: 715 iTrader: 0 / 0% Rep Power: 22	Get like a 96 ///m3 and don't do a damn thing to it. __________________ <span style=\'color:red\'>1994 Honda Civic EX (stock)</span> <span style=\'color:black\'>1995 BMW M3/2</span>


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08-17-2003, 02:34 PM	#4
Loco Honkey Banned Join Date: Jun 2003 Posts: 3,657 iTrader: 0 / 0% Rep Power: 0	I'd invest the money.

08-17-2003, 03:01 PM	#8
Loco Honkey Banned Join Date: Jun 2003 Posts: 3,657 iTrader: 0 / 0% Rep Power: 0	Savings account? Hell no! I'd invest it in a mutual fund and retire at 65 with a couple hundred grand.

08-17-2003, 03:14 PM	#11
micah Senior Member Join Date: Dec 2002 Location: panama city beach, florida Posts: 3,516 iTrader: 0 / 0% Rep Power: 50	domeskilla- i didnt diss domestics i said im tired of hearing about how much faster domestics are on this HONDA board its gonna be spent on my car no way around it, maybe not all of it, but the majority. i dont save money for retirement cause i dont plan on being alive then. my luck id win the lottery and opt to get so much money a month for the rest of my life and die in 3 months, never even get to enjoy the money. id get lump sum and enjoy it. thats just me though. __________________ god called in sick today

08-17-2003, 03:16 PM	#12
micah Senior Member Join Date: Dec 2002 Location: panama city beach, florida Posts: 3,516 iTrader: 0 / 0% Rep Power: 50	hmm i never even thought about an m3 an m3 would be damn nice. also gotta think about insurance though. im sure a 96 m3 would be about triple the insurance of my 94 sol. and im a poor bastard __________________ god called in sick today

08-17-2003, 06:19 PM	#13
JDMilan Senior Member Join Date: May 2003 Location: Boca Raton, FL Posts: 6,733 iTrader: 0 / 0% Rep Power: 81	by the time your going to be 65 loco that couple hundred grand will probably be almost nothing to retire on, shti SS is a joke and we won't have the option to collect, fucking baby boomers. Mialn __________________ <span style=\"color:red\">"92 Blue EG"</span> -Project 3 - Motor A (NA stock SiR longblock B16 EG/S1tran) 14.3@97 15" radial tires & Gutted -Project 3 - Motor B (NA stock SiRII longblock B16 EG/S4tran) 13.3@103 MT's & Gutted <span style=\"color:red\">"Goldy S13"</span> -Project 4 - Motor A (FI SR20DET w/T28 "Under Construction&quot <span style=\"color:red\">"Silver E46"</span> -Project 5 - Motor A (???)

08-17-2003, 06:52 PM	#14
Luke6 Member Join Date: Jul 2003 Posts: 36 iTrader: 0 / 0% Rep Power: 13	You know me micah, i love trans ams. __________________ Absent of grace, marked as infernal Team Suicidal

08-17-2003, 07:05 PM	#15
pissedoffsol RETIRED Join Date: Sep 2002 Location: Retirement Home Age: 29 Posts: 49,951 iTrader: 2 / 100% Ride: Electric Scooter Blog Entries: 1 Rep Power: 531	the real question is, WHAT IS ON HIS LOT?

08-17-2003, 07:34 PM	#17
micah Senior Member Join Date: Dec 2002 Location: panama city beach, florida Posts: 3,516 iTrader: 0 / 0% Rep Power: 50	might as well drop a flower on my grave, i hope to be dead before 65. as far as whats on his lot, i can pretty much get him to get me whatever i want. they go to auctions and dealer sales all the time. if i request something he can get, might take him a while but he will get it. he had a gsr teg, 300zx, 3000gt, and multiple stangs and ta's hes offered me __________________ god called in sick today

08-17-2003, 08:01 PM	#18
nealo Senior Member Join Date: Jan 2003 Posts: 241 iTrader: 0 / 0% Rep Power: 16	Get the 3000gt if it's a VR4. AWD + twin turbo = . However. Trans Ams and Gt's are mad fast. __________________ Hiiiiiii

08-17-2003, 08:15 PM	#19
CRX-YEM Super Moderator Join Date: Sep 2002 Location: Wallingford, CT Age: 32 Posts: 4,430 iTrader: 0 / 0% Ride: 91 CRX Rep Power: 86	I vote for picking up an 87-88 Turbo TA (aka TTA) kinda like a grand national. __________________ Dennis Buy my stuff plz... Mondaswap For Sale - MPFI, 88-91 CRX, 92-95 Civic Parts Please don't PM/Email/IM me for technical support. Make a Post!!! 91 CRX DX, 03 Civic EX "There are 10 kinds of people in the world: those who get binary and those who don't." "Of all my imaginary friends I don't think there was one I didn't end up having to kill"

08-17-2003, 08:32 PM	#20
micah Senior Member Join Date: Dec 2002 Location: panama city beach, florida Posts: 3,516 iTrader: 0 / 0% Rep Power: 50	yeah those would be fast, but like i posted i wanna kind of stick to sport compacts. i just like little cars the 3000 gt was like a 97 na slow as hell 3000gt __________________ god called in sick today

08-17-2003, 08:34 PM	#22
micah Senior Member Join Date: Dec 2002 Location: panama city beach, florida Posts: 3,516 iTrader: 0 / 0% Rep Power: 50	read 4 posts up from yours __________________ god called in sick today

08-18-2003, 06:44 PM	#24
micah Senior Member Join Date: Dec 2002 Location: panama city beach, florida Posts: 3,516 iTrader: 0 / 0% Rep Power: 50	no, it was just na i dont wanna go from one na car to another, if i had my drothers id get something awd, just cause they make the baddest doughnuts i think im keeping my car though. i like it too damn much, ill prolly just buy a b20 vtec annihilator crate motor from import builders, then sell my b16 and use that money for other car junk __________________ god called in sick today

08-18-2003, 07:39 PM	#25
rudeludenotmeanthough Senior Member Join Date: Sep 2002 Posts: 1,406 iTrader: 0 / 0% Rep Power: 29	get the most expensive car on the lot, turn around and sell it for even more money than you can get from the insurance y0!! __________________ </div><table border=\'0\' align=\'center\' width=\'95%\' cellpadding=\'3\' cellspacing=\'1\'><tr><td>QUOTE (94RedSiGal @ Dec 2 2003 @ 12:27 AM)</td></tr><tr><td id=\'QUOTE\'>Having a ClubSi, Honda-Tech or HondaSwap sticker on them would just scream "Steal Me Now! I'm a special car!" to thieves.</td></tr></table><div class=\'signature\'>

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