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Old 05-25-2008, 05:28 PM   #1
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Default How much does everyone pay for motorcycle insurance?

I'm paying $41.16/mo now for my 125. I've got a 500 deductable, and whatever the standard liabilities are in germany.

How does that compare with everyone else?
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Old 05-25-2008, 05:37 PM   #2
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i pay $168 every six months for liability..
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my dad owned a Chevelle with a hemi that he claimed made 600hp.

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Old 05-25-2008, 05:44 PM   #3
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whoa. $168 for what, a bike??

I pay $608/6 months for the 2007 Civic and the 1995 JGC.
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Old 05-25-2008, 06:01 PM   #4
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i pay 196 a year full coverage on my boulevard
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Old 05-25-2008, 06:09 PM   #5
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oh lol, now I see that this is in the motorcycle section. lol
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Old 05-25-2008, 08:25 PM   #6
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hahahaha... I pay up front, $300 a year for full coverage on my 12. my 250 was $125 a year. I have no clue why there is a difference.

Bike insurance is cheap because liability is low (a 300 pound mass hitting something doesn't do much damage). But if you get a Harley you get an automatic 25% increase. No reason other than "it's more expensive".
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Old 05-25-2008, 09:46 PM   #7
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wow 300 a year is cheap for a "sport bike" most people i know pay at the minimum 1000 a year on sport bikes. cruisers are cheap cause well not to many ass clowns stunt or do 1 bazillion miles an hour on one.
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Old 05-25-2008, 10:46 PM   #8
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Quote:
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oh lol, now I see that this is in the motorcycle section. lol
same here.. hahah.. thats for my Yota pickup
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Old 05-26-2008, 03:39 AM   #9
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I pay 460/yr on the 125. Stupid Italy skewing the stats.
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Old 05-26-2008, 04:01 AM   #10
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LOL...$71 a month!! liability!! tooo many speeding tickets
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Old 05-26-2008, 04:10 AM   #11
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Quote:
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LOL...$71 a month!! liability!! tooo many speeding tickets
Is that on a motorcycle?
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Old 05-26-2008, 04:39 AM   #12
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nahhh.. 90 civic si hatch
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Old 05-26-2008, 09:04 AM   #13
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We found THE post that gets people out of the blogs and into the forum !
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Old 01-28-2009, 11:22 PM   #14
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wow, and as far as I knew I had it cheap. 100/month Full coverage for a 21yr old with two speeding tickets (one 89 in a 55) on a 2007 GSX-R600. First bike, and it was brand new. I was even quoted by Geico at 7k a year! thats only 2k less than I paid for the bike.

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Old 01-29-2009, 11:20 AM   #15
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i like your bike, but this is a really old thread.

who do you have insurance with?
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Old 01-29-2009, 03:08 PM   #16
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thanks. Its through Allstate. They insure my Camaro too so maybe I got a discount. Plus i turned 21 and got both tickets off my record (3yr drop off) since I bought it so they said it will go down.
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Old 01-30-2009, 02:54 AM   #17
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Figured Id jump in even if this is an old thread.

30 bucks or so for full coverage on my 07 GSX-R1000
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Old 01-30-2009, 11:56 AM   #18
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god damn, i tried to get state farm, and since i didn't get insurance with them within 30 days of getting the bike, they wouldn't insure me. geico wanted $3000 for a year or some shit.

i'm 28 with a clean record, whats the deal?
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Old 01-30-2009, 09:54 PM   #19
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god damn, i tried to get state farm, and since i didn't get insurance with them within 30 days of getting the bike, they wouldn't insure me. geico wanted $3000 for a year or some shit.

i'm 28 with a clean record, whats the deal?
No reason state farm shouldn't insure you, the only catch with state farm is you must have your car insured with them also, they wont insure just a motorcycle.

Geico and Progressive both wanted 5000+ a year for me. Statefarm is a bit over 300
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Old 01-30-2009, 10:50 PM   #20
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I'm going to buy a bike here soon. I just have to get a job first, then we'll see how bad insurance is. I'm 21, clean record, and three driving schools. The guys at the bike shop said that insurance isn't too bad here in MD as long as you've got a clean record, and have insured a bike before.
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Old 01-30-2009, 11:02 PM   #21
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I'm going to buy a bike here soon. I just have to get a job first, then we'll see how bad insurance is. I'm 21, clean record, and three driving schools. The guys at the bike shop said that insurance isn't too bad here in MD as long as you've got a clean record, and have insured a bike before.
It all depends, at 21 I was paying high 30s for my CBR600

I dont think its state but rather company.

Just get on the phone and start calling around for quotes.
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Old 01-31-2009, 06:44 PM   #22
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YAh old threads back to life.

about 70/mo full coverage with progressive, i don't remember what my deductible was. with my 1998 GS500E

I pay about 50 month for the rex liability only, with USAA.

Being 22 doesnt help. i keep hearing it was 24 or 25 rates should decrease

I also had some drivers Ed class here in PA.

I have a clean driving record with 1 speeding ticket about 2 years ago, warrant out for my arrest in Australia , and my Metro was rear ended by some chick last summer, her fault, I was stopped, she never hit the brakes. Grand Ammed!
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Old 01-31-2009, 06:45 PM   #23
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YAh old threads back to life.

about 70/mo full coverage with progressive, i don't remember what my deductible was.

I pay about 50 month for the rex liability only, with USAA.

I have a clean driving record with 1 speeding ticket about 2 years ago, warrant out for my arrest in Australia , and my Metro was rear ended by some chick last summer, her fault, I was stopped, she never hit the brakes. Grand Ammed!
And still people keep posting insurance premiums of their cars. Amazing.
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Old 01-31-2009, 07:17 PM   #24
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only because the 2 companies have a sort of agreement, in this case, usaa doesnt offer motorcycle insurance

kinda like having 2 cars under the same plan, but if you take separate companies you end up paying more.

like if you have geico for one car and progressive for another you will be paying X for car A and Z for car B

but more insurance companies if you stack cars, will give a rate for X for car A and percentage of Z. So you end up paying less.

It's a little hard to drive both cars at the same time, same goes for bikes.
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Old 01-31-2009, 07:43 PM   #25
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only because the 2 companies have a sort of agreement, in this case, usaa doesnt offer motorcycle insurance.
BULLSHIT.

I've insured two bikes through USAA.

EDIT: One was even when I didn't have my car insured through them.
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