EKB18B1

i started dirtbiking 3-18 and my first street bike was a r6 and loved it... if i was u i would get r6

Matts96HB

ive made up my mind, im going with an sv650.
the only problem now is insurance. ive been quoted 1900 for 12 months from state farm, 1600 for 12 months from progressive, and 679 for 12 months from an insurance company called victoria that my parents provider deals with. these are all quotes for JUST LIABILITY. i was wanting full coverage, but the quotes on those were obviously outrageous.

i got on geico.com, got a quote from them for 241.00/yr. liability only also.

reading on the sv forums, there are some people that have them insured for far less? what exactly do i need, and what would be the best way to go about it

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reckedracing

make sure its got good medical coverage
and the people getting it for less, are probably not 21 years old

1900 from state farm should be full coverage AND a reach around for fucks sake

awptickes

Go through the same place that insures your car. And call them up, don't believe the online quotes.

Look at McGraw Hill. I paid $650/yr with them, until I called up USAA (they insure my cars, apt, and personal belongings, AND I do all my banking with them) and they gave me significantly less per year, full coverage $250 deductable. Granted, I've been insured with them for 4 years now, and done my banking with them since 96.

jeffie7

Insurance = statefarm No one can beat state farm.

I pay 27ish a month with statefarm on my GSX-R1000.

Naked bike like an SV or Bandit for me full coverage is like 12-14 bucks =)

Matts96HB

i get excellent medical through my mom, i read that buying separate isn't necessary?
i did call the insurance company. the problem is that its a company that deals with multiple insurances (my parents' choice, not mine). they quoted me on progressive, state farm, and victoria. all three were extremely expensive, and it was only for liability.
the progressive quote online is $679/yr for "full coverage" (everything except property damage liability)
state farm quoted me 1600 for liability
i know my insurance is going to be slightly more expensive due to lack of experience on a bike, but god damn, id rather have them take an arm and a leg!

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reckedracing

thats real fucking expensive for just liability

and double check your mom max medical limits
cause a few months in the hospital adds up REAL fucking fast
and our wonderful congress made it so you can't claim medical bills on bankruptcy so you're stuck with that shit for life

|Chaz|

You could just not have insurance on it too...

E_SolSi

did you tell them that you have 11+ years of riding experience? and did you take a safety course?

95h22Accord

my first was a GSXR 600. great bike to begin on

awptickes

I disagree.

I'm pretty sure I'm faster than you in the twisties on my sv even if you were on a gsxr600. The idea is that you learn skills on a smaller bike, then you transition to a bigger, faster bike.

Let's look at it this way:

How many parents go out and buy their 16 year old a z06?

K2e2vin

Some guys I used to work with recommended a liter bike even for a beginner; simply because "even though the 600 is fast, you'll want more power".

It should be noted, these guys do not take their bikes through turns. All they do is highway runs and cruise.

awptickes

I rode with a guy on a brand new kawasaki 1000 one day. He said "If I knew you guys were going to be going on all this back roads shit, I wouldn't have come."

reckedracing

the lighter the bike the more fun you have

awptickes

Troof.

Also, nice signature.

jeffie7

The trick with statefarm is you have to have your car with them. At first they didn't insure bikes unless you had car insurance with them. Now they do insure bikes only but they give you normal insurance pricing for it.

When you add a car to the policy they give you a major discount its like 50-75% on the bike.

Call statefarm again and ask them if you insure your car with them what would it be for both the car and bike.

I currently have 4 cars and 1 bike, 2 with statefarm for the motorcycle insurance and 2 with progressive, if it wasn't for the motorcycle I'd drop statefarm since their car rates are a bit higher. VS progressive.

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jeffie7

Nice.

So when are you coming down here on your bike so I can spank you on the back roads.

reckedracing

i had no dirt or street experience and started with a 1980 air cooled single yamaha 250, passed my test at 16 on that bike, then i went to a ninja 250, and then a ninja 600
the 250 has the fun of a moped, just at a much faster pace
same deal with the 500 i rode this summer
granted i was quite a few lbs lighter at 16 than i am now

|Chaz|

Old I know, but did you ever get a bike Matt? I would definitely second the SV650. Super awesome powerband. It pulls all the same from the bottom as it does at 90mph. Tops out at 130ish. Suspension is a little soft. But it's fine for a first bike. Get a year of experience on a SV650, do a couple track days. Learn the limits of the bike and then upgrade to a I4 600CC. My SV650 is more than capable enough on the track, the only time I wish I had more power is when I'm getting blown past on the long straights... which is fine because I pass those same people back in the corners. Sooooo much fun!

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Matts96HB

I never did get one. Mainly due to the fact that I decided to finish school lol