My 2016 Fiesta ST

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go drive a veloster turbo. 90% of the same fun, more STANDARD options for a few grand less. i would not bother with an R, or Rally, just get a '15 or '16 base.
 
just looked at this thread for the first time. Either secure your own loan, or walk away. Do not deal with whoever it is that you are dealing with.

Personally, I would walk away and go secure my own financing and buy the same car from another dealer.

theres a kia dealership that uses that financing trick as a standard of operation in my area. except they give no inclination to you being able to walk away from it, they just tell people that thats what they have to agree to since they already took the car. people fall for it. despite my warnings my mother tried to buy a car from them, after 3 months they called her with the "financing fell through, heres your new rate" bullshit. said she HAD to come in and sign the new papers. the payment went from like $215 for 60/months to 375 for 72 or 84 months. this was a base base model kia.

my mom called me trying to figure out what to do because she didnt want to pay that much for such a nothing car. I told her to meet me there and we were going to return the car. she says "we cant do that, I already bought it" told her nope, we walked in and gave the key, insisted on the paper work stating that we are in no form or fashion financially responsible for anything about the car, and had to ask numerous times for a copy of that paper.

Make sure, if you return it, you get paperwork stating that you are not liable for anything. dont fall for any "we'll have to wait until somebody looks over the car" or whatever crap they want to pull. if you leave the car, you leave with a signed by both parties document stating that you are financially, legally, morally, sexually, whatever else, separated from the vehicle and wont have anybody calling you in three weeks stating "this cars had blah blah blah done to it, you owe us $3000. do not leave any money with them, if you put a down payment, you leave with that down payment credited back to you. if it is a check, you take it straight to their bank, not yours, and cash it. ive worked in dealerships and seen far too much fuckery to trust any of those businesses.
 
Thanks for the advice guys, im walking away from it this week hopefully and buying this cherokee this next weekend from my neighbor to daily and focus on the 79
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just looked at this thread for the first time. Either secure your own loan, or walk away. Do not deal with whoever it is that you are dealing with.

Personally, I would walk away and go secure my own financing and buy the same car from another dealer.

theres a kia dealership that uses that financing trick as a standard of operation in my area. except they give no inclination to you being able to walk away from it, they just tell people that thats what they have to agree to since they already took the car. people fall for it. despite my warnings my mother tried to buy a car from them, after 3 months they called her with the "financing fell through, heres your new rate" bullshit. said she HAD to come in and sign the new papers. the payment went from like $215 for 60/months to 375 for 72 or 84 months. this was a base base model kia.

my mom called me trying to figure out what to do because she didnt want to pay that much for such a nothing car. I told her to meet me there and we were going to return the car. she says "we cant do that, I already bought it" told her nope, we walked in and gave the key, insisted on the paper work stating that we are in no form or fashion financially responsible for anything about the car, and had to ask numerous times for a copy of that paper.

Make sure, if you return it, you get paperwork stating that you are not liable for anything. dont fall for any "we'll have to wait until somebody looks over the car" or whatever crap they want to pull. if you leave the car, you leave with a signed by both parties document stating that you are financially, legally, morally, sexually, whatever else, separated from the vehicle and wont have anybody calling you in three weeks stating "this cars had blah blah blah done to it, you owe us $3000. do not leave any money with them, if you put a down payment, you leave with that down payment credited back to you. if it is a check, you take it straight to their bank, not yours, and cash it. ive worked in dealerships and seen far too much fuckery to trust any of those businesses.

Technically, the financing does fall through. The car is sold before underwriting is cleared. When the dealer does their private financing, they just shoot out the info to a bunch of different banks. Often times your credit gets run 5-10 times. It really fucks your credit score. The car is sold based on the soft report, but then the underwriting is done and the banks withdraw their offers. The dealer goes through a sub prime lender and your interest rate goes up. The dealer also tacks on a percent to two for profit.

It's not technically a scam. It's a shitty lending process to get the buyer into a car as fast as possible and for the dealer to move inventory. This is all avoided if you get pre-approval from a bank or go to a big time car dealer with manufacturer financing.
 
I believe that sometimes it does just happen and that's the name of the game. This particular dealer here though uses this tactic a lot. I mean most people I have talked to that bought from there had this same experience.
 
at 9.9%? if that's your loan, you should shop credit unions. Paying over 5% for a car is just bad. Best case scenario should be under 3.5%.
 
yup time to shop. go to a CU, add more down, get a better rate/monthly, drive happy.
 
Yep, here is a side by side comparison of a $15,000 loan over 5 years.

9.9% on the left, 5% on the right.

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Thanks for your advice guys seriously and yes I'm going to go shop around and credit unions and have them't buy out my loan
 
Did a custom install of some higher fidelity speakers today in the front doors
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im very pleased with the sound and my install
 
You're taking time to make sure things fit right now.
Lol driver door took me like a hour and a half easy doing everything slow and careful and checking for clearence, im the only person thats documentented speaker change on a 13+ fiesta, passenger door took me like 20 mins flat lol
 
i think you bought the wrong speakers. don't you have tweeters somewhere else too? now you have two sets.
 
i think you bought the wrong speakers. don't you have tweeters somewhere else too? now you have two sets.
It does have tweeters in the door also yes but there's no problem with using a coaxial, the mid bass driver was ran full range in the door, trust me it sounds great especially for head unit power
 
they are together as one now and I will never have to mess with it again lol it would be different if it looked like a dog chewed on it ersumshit you cant say I didnt do a clean install
 
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