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$200,000.00 house... $67,000.00 HELOC....

Discussion in 'Members' Lounge' started by Airjockie, Jun 11, 2007.

  1. Airjockie

    Airjockie Watanabe Whore!!!

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    Closing tomorrow at 4:00, with a $10K first draw, and that will hit my bank on the 18th...while I'm in Japan...





    Shopping spree!!!!!!! :p:p:p:p:p:p:p:p:p:p:p


    :ph34r::ph34r::ph34r::ph34r::ph34r::ph34r::ph34r::ph34r::ph34r::ph34r::ph34r::ph34r::ph34r::ph34r::ph34r::ph34r::ph34r::ph34r:

    I fig that I'll use the first 10K to spend some time and relax, shop for some more crap that will pimp out my car's, and get back with about $7K's, then get some more tools like a chop saw, mig, and replace a few broken hand tools, then use a few grand to buy materials to do a patio, sheath the garage, prop up a shed, and find a cheap used hot tub. And get the walls in the kitchen and the wifes office sheetrocked, painted, and maybe snag a decent TV.

    I also snagged a side job working part time for $30+ an hour....so it will help out down the road... plus this new side job's bennies might make me want to work there full time. $50 a flight in the US, and $100 a flight international.... :ph34r:


    so my sig might read anywhere from $170-230 soon.....:(
     
  2. jamesA

    jamesA Well known pissed off telephone guy VIP

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    Can I borrow 49,999?
     
  3. phyregod

    phyregod !!YTINASNI

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    Why on earth are you taking out a loan to go on a shopping spree?

    Thats freakin silly if you ask me.
     
  4. Airjockie

    Airjockie Watanabe Whore!!!

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    same as why a teenager has a credit card....my card is just bigger. Plus once one or two of the cars are done....then they hit ebay. and at least 75% will come back to me... Then I can buy something I really want. Like a mint condition 69 fairlady roadster...and drop an SR20 into it. End all the funky car projects and settle with just one car.... Hell, I don't even drift or autocross anymore...so it's just going to be a fun car, settle on a daily driver like a new Subaru...and sell the house in three years when its done. And flip it like a finished whore. I guess the torn down walls depreciated the value of the house, so one those go up, along with some new siding, new roof, new windows and door, and a new interior...then it should hit the market in the mid 3's....

    I am pissed that it appraised so low....the guy looked and acted like he was in a hurry.... dickhead driving a BMW. :mad:
     
  5. Airjockie

    Airjockie Watanabe Whore!!!

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    no....:D
     
  6. jamesA

    jamesA Well known pissed off telephone guy VIP

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    Why'd you have B appraise your house? Of course he's going to lowball it, he IS looking for a house you know.


    :ph34r:
     
  7. pissedoffsol

    pissedoffsol RETIRED

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    :mellow:
     
  8. hosmer

    hosmer I made the millionth post VIP

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    please bring me back some 1g stuff


    I have Prelude seats and $$ to barter with
     
  9. Black Widow g2

    Black Widow g2 *princess*

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    I need some stuff for Black Widow... if you can find G2 integra stuff... please let me know. i will wire money. Stupid crap this stuff is too
     
  10. BodyDroppedNikes

    BodyDroppedNikes ...PENDEJO.... VIP

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    caught in a mosh...
    buy me a copy of TruckTrends Magazine! its a jdm minitruck magazine...much like MiniTruckin Magazine here in the U.S. i'll paypal ya some skrilla if you get it.
     
  11. boofthese

    boofthese New Member

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    damn wtf you do for a job right now ?
     
  12. pissedoffsol

    pissedoffsol RETIRED

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    umm.... a job has nothing to do with a HELOC. he put his home up for collateral.
     
  13. nootrac22

    nootrac22 Well-Known Member VIP

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    how many prostitutes does that buy in japan?
     
  14. boofthese

    boofthese New Member

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    LOL idk why im reading that he was buying a 200k home and a 67k helicopter HAHAHAHAAH


    ineed2lrn2raedbeter
     
  15. dveit

    dveit Well-Known Member VIP

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    That's what I thought too for a second. Oops.
     
  16. Bob Vila

    Bob Vila ɐןıʌ qoq Admin VIP

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    Which lender did you use?
     
  17. Airjockie

    Airjockie Watanabe Whore!!!

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    Just closed 5 minutes ago.... Countrywide.

    When I get back it will be time to find some decent contractors. I might bite the bullet, and draw it all out to bang out the house, then get it re-appraised when the work is done...and refi with a 30 year fixed...dropping the 15 year fixed I have now... Have a 260K+ home, and financed for less than 200K's for 30 years...shouldn't be too bad. Which would be the same payment I'm doing now....and when I sell it, I'll get more back than what I put into it.
     
  18. phyregod

    phyregod !!YTINASNI

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    15 year fixed ftw.

    Do the math on the payments vs total payout on the 30 year. Interest owns you.
     
  19. Airjockie

    Airjockie Watanabe Whore!!!

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    I don't plan on living here for 30 years...once it's worth something...then it's for sale. The wife has MS, and this house is not MS friendly... too many floors. And the house is too big for just two of us and the garage is too small for me.
     
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