So they can meet the requirements of being a "bank-holding company", and continue to be the primary source of financing for GM and Chrysler. The treasury certifies GMAC as a holding company, tells them "by the way, you need another 11.6B in capital by November", and then, suprise suprise, gives them more money. So the gov't is "loaning" more money to a bank which finances what are essentially gov't run entities masquerading as private enterprises. GMAC is also in a pissing match with Chrysler Financial, which the gov't has ordered liquidated by 2011. Wonder who wins that one. Am I missing something here?