I had a meeting with an associate at my ins. company today and I had some questions as a car guy. Like, even though it's not obviously stated on my policy, am I covered if I let someone drive my car and they wreck it? The answer was yes. I wasn't aware of this coverage. Another one was, if I took my car to a legal 1/4 mile track and hit the wall... am I covered? Unfortunately; I'm not. Any type of racing like such is not covered, 1/4 mi drag, autocrossing, etc. Doesn't matter if I'm on the track by myself or against someone in the next lane. Also asked (not really wanting to do this because it'd raise my premiums) if i could get extra insurance to pay for the modifications if I wrecked. I do plan on spending 2400 on a supercharger soon. That's a fairly large purchase.