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Banking rant

Discussion in 'Members' Lounge' started by get_nick, Jan 28, 2009.

  1. get_nick

    get_nick These snozzberries taste like snozzberries... VIP

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    Ugh, I HATE WAMU/JP chase whatever it is.

    2 random atm fees on my account. called the 1-800 number, couldn't get to a human. called the local branch, they gave me the "magic sequence" to get to a human. called customer service, put in the numbers, come to find out, it is the directory for how to change your pin. I didn't have to change it, but i did get to a human. The pleasant east indian lady was happy to help, by starting a claim and sending me a letter in 2-3 business days? A letter for what? to say "yeah, you got robbed?" How about you assure me that it's going to get fixed. Well, we'll see what happens.

    The problem I had was that I had to deceive the system to get to a person. So you're telling me, as part of my banking, i dont' get access to a human to answer my questions?

    Just to test it out, I called wells fargo. hit the "*" button 3 times in a row and got someone on the phone in 10 seconds. Told the lady thank you and that i was switching my account over.

    /rant

    edit: yes b, i know you like local credit unions, but there are some benefits to national banks.
     
  2. TurboMirage

    TurboMirage YEEAAAHHH VIP

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    i belong to a local credit union. never a problem getting a real AMERICAN person on the phone.
     
  3. eg6sir

    eg6sir Supa Mod Moderator VIP

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    what'd they label the ATM fees? i have wamu too
     
  4. get_nick

    get_nick These snozzberries taste like snozzberries... VIP

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    *ATM WITHDRAWAL FEE - DOMESTIC$6.00
    *ATM BALANCE INQUIRY FEE - DOMESTIC$2.00

    the last 2 times i have used my atm card are at my work. no fees there. one was on the 21st and the other on the 14th. other than that i haven't used my atm card in a couple months.
     
  5. get_nick

    get_nick These snozzberries taste like snozzberries... VIP

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    who knows. maybe i bought something and i'm going to look like a huge asshole on this one.
     
  6. jamesA

    jamesA Well known pissed off telephone guy VIP

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    You probably will. I've been with Chase since last April, and I use my debit card everywhere, along with a few ATM withdrawals. Never had a fee associated to it, JP Morgan Chase is the name of it, btw. They bought out WaMu.

    Edit: Were they out of non Chase ATMs by chance? Sometimes other banks will charge fees which Chase will pass onto you.
     
    Last edited: Jan 28, 2009
  7. eg6sir

    eg6sir Supa Mod Moderator VIP

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    :werd: i checked my balance on accident at non-wamu or whatever atm and it charged me.. pissed me off when i saw my statement.. but hell, what can i do.. nothing.. i've also had the ATM withdrawl fee.. i talked to someone about it and cant really remember why they said i got it.. was a while ago
     
  8. get_nick

    get_nick These snozzberries taste like snozzberries... VIP

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    thats the thing though. The last time a used an atm was 8 days ago. the one i used, doesn't charge a fee, neither does my wamu.

    other than that, i haven't used an atm in over a month.
     
  9. eg6sir

    eg6sir Supa Mod Moderator VIP

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    you ever buy anything with debit and get cash back... i think thats why i was charged
     
  10. get_nick

    get_nick These snozzberries taste like snozzberries... VIP

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    not within the last 10 days or more.
     
  11. eg6sir

    eg6sir Supa Mod Moderator VIP

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    yea.. me either.. jsut came up out of nowhere.. but i think that is what they told me.. cant really remember though
     
  12. George777

    George777 ^^ Likes Bewbies

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    I don't care how anyone else feels about it, I will stick with my Bank of America. I haven't had any problems with them, their customer service is great when I have a question, and they are EVERYWHERE.

    To avoid fees when I want cash and can't get to a BoA ATM, I usually just buy the cheapest thing I can (pack of gum, newspaper, etc) and pay with my debit card and ask for cash back. I'd rather pay $.25 for a pack of gum and be able to chew the gum than I would $2.50-$5.00 for an ATM fee to pull out however much money I need.
     
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  13. eg6sir

    eg6sir Supa Mod Moderator VIP

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    i just use the self checkout at the grocery store... buy some gum, candy, whatever and get cash back.. i rarely go to my bank (there arent many here, like 3 and there all in different parts of town) ... i'll never to back to Wells Fargo, they are the absolute worst bank ever.. waiting weeks till you dont have enough funds to cover something then clearing it.. assholes... my buddy had a loan through them, had the reciept in his wallet and got mugged one day.. then they proceeded to tell him he never paid it off.. the reciept showed he did, but he didnt have it anymore.. they suck a fat one
     
  14. capricefrk013

    capricefrk013 is waiting for summer

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    I never thought of that before. Thats a good idea.
     
  15. Mrs. Phyregod

    Mrs. Phyregod New Member

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    You are GOOD man for that! :thumbsup: I don't care what anyone else says either.

    Rep'd
     
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  16. phyregod

    phyregod !!YTINASNI

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    Can anyone guess what bank Mrs. Phyre manages for? lol
     
  17. George777

    George777 ^^ Likes Bewbies

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    Can I use a lifeline?
     
  18. phyregod

    phyregod !!YTINASNI

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    Yes. But you have to eat a fresh pig testicle. Its good for the ratings.
     
  19. jamesA

    jamesA Well known pissed off telephone guy VIP

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    Am I an evil man for saying JP Morgan Chase kicks ass too? :ph34r:
     
  20. Briansol

    Briansol Admins Admin VIP

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    you do? i don't touch credit unions.

    i just use smaller banks.

    less fees
    better intrest
    community-orientated

    why not?
     
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