I should give a little preface to enlighten you on this situation. I work for a Land Survey company, doing AutoCAD drafting, and my brother is the Party Chief of the field crew. Early this summer, my boss buys a new work truck. Well, he buys a Brand New 2006 Toyota Tundra. At first we were like sweet, but couldn't think why he would buy a 2006 to be the WORK truck. I mean the work trucks always get beat up. Well, as he was driving to a job, going around a sweeping turn, he hit a patch of glare ice, the truck slid sideways and he was correcting for the slide when he hit the dry pavement again. The truck used it's newfound traction to launch him into the ditch, down an embankment and THROUGH a stand of large trees. Well, as soon as he tells my boss, he shits a fuken brick. Yellin and jumpin up and down, bossco musta called him an MF-er about 10 times mixed in with various other profanities. Bossman then proceeds to tell my brother that he will have to pay for it, because he doesn't want it going on his insurance. Now I'm thinkin WTF, It's YOUR (boss's) truck on YOUR (boss's) insurance. You took the risk of letting someone else drive it, You are responsible. Luckily my brother told him that was BS, since his insurance won't cover the truck and he doesn't have the money to buy another 30k truck. Boss then tells my bro he should at least pay the difference in his insurance premiums for the next 3 years. I still think this is total BS. If you get into an accident with the company vehicle, what is your responsibility for the damages?