Discussion in 'Members' Lounge' started by comutek, Jul 23, 2003.
what is your current APR? not including a special "introductory period".
10.2% 12k limit GTE Gold
14.0% 5k limit Chase Platinum
22% Radio Shack card $0 balance. I jsut use it for 12 mo's same as cash.
22% Household financial card at $0 balance, used the 0% intro APR for 6 months as a balance transfer device to save about $200.
Plus 2 personal loans I am playing on still.
I hate being in debt.
0% for one year, 5.99% thereafter
$10K limit, w/ $1k balance
Citibank Diamond Preffered Visa
$10K limit, w/ $1.5K balance
Discover Platinum Card
Honda Car loan
$6K limit, w/ $0 balance
American Express Blue
and some department store card with $100 or lower blalances
That's all the debt my wife and I have.
One: 8.99% Limit: $2500 (Imposed by ME) Balance: $900
Two: 0% Until 01/05 then 8.99% After Limit: $1000 (Imposed by ME) Balance 131.94
I will be transferring my balance from the first card to the second car once I receive my bill for the second and pay it off.
Car Note 4.9% APR Balance $9,000 or less
Student Loans: Interest Paid off, Principle at $9,xxx
I don't like debt, I was in the whole big time before, won't go there again.
I save a lot however, credit cards are the devil
8.25%, Classic VISA.
Credit Unions rule.
9.9% $2000 limit...just turned 20 years old..$700 balance
platinum mastercard fo' me
masterard > visa x10
No way mang.
Visa > 3-day-old dead goat scrotum > Mastercard
Mastercard had a bunch of lawsuits filed on them not sure why but you may have noted that a good bit of MasterCard creditcards have changed to Visa other then chase... but thats just a problem waiting to happen
go to google and do a search on chase creditcards tons of bad shit will come up
For say my bank lady who is like a friend had Chase jack her APR up becuase of a problem with her credit so she pulled up all her info "being that she works with credit reports all the time" and said ok heres my credit report wheres the problem at? they had nothing to say other then sorry its going up
once again own3d by Chase
I have about 7 creditcards in my wallet hehehehe
most of them being 0% then up to 7-9% or so after 1 year but they wont stick around that long the one card I use the most becuase I love the company is Capital One everytime I call them about anything they are great on the phone as with helping me get lower APRs and higher Limits
big thumbs up to them
they are not my lowest ARP card but still the best to work with and they DO NOT SEND YOU FRIGGIN JUNK MAIL!!!!!!!
once again reason to hate friggin chase they send you 2-3 things a month
heres 5 checks go transfer money to us blah die chase die
last night I checked my Chase statment and it says I have -$47 open credit =) so nice for THEM to owe me money bastards
16% apr componded weekly Td visa 15000 limit racked upto 4200 this mounth. (1 welder, 1vacation, i shit load of comaly tubing, clutch, jimfab bars, and week of vacation boozing)
just got my rate down to 7.9% with a $6,300 limit... this scares me
it is a bank of america visa
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