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credit cards

Discussion in 'Members' Lounge' started by comutek, Jul 23, 2003.

  1. comutek

    comutek Senior Member

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    Joined:
    Jul 7, 2003
    Location:
    Lewisville, TX
    what is your current APR? not including a special "introductory period".
     
  2. pissedoffsol

    pissedoffsol RETIRED

    Messages:
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    Joined:
    Sep 28, 2002
    Location:
    Retirement Home
    8%
    9,000 limit
    Chase Platinum :p
     
  3. Slo86GT

    Slo86GT Super Moderator

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    Joined:
    Sep 29, 2002
    Location:
    Memphis - Hellhole of the South
    10.2% 12k limit GTE Gold
    14.0% 5k limit Chase Platinum
    22% Radio Shack card $0 balance. I jsut use it for 12 mo's same as cash.
    22% Household financial card at $0 balance, used the 0% intro APR for 6 months as a balance transfer device to save about $200.

    Plus 2 personal loans I am playing on still.

    I hate being in debt.
     
  4. CRX-YEM

    CRX-YEM Super Moderator Moderator VIP

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    Joined:
    Sep 29, 2002
    Location:
    Wallingford, CT
    0% for one year, 5.99% thereafter
    $10K limit, w/ $1k balance
    Citibank Diamond Preffered Visa :p

    8.99%
    $10K limit, w/ $1.5K balance
    Discover Platinum Card

    4%
    owe $11k
    Honda Car loan

    9%
    $6K limit, w/ $0 balance
    American Express Blue

    and some department store card with $100 or lower blalances

    That's all the debt my wife and I have.
     
  5. Bob Vila

    Bob Vila ɐןıʌ qoq Admin VIP

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    Joined:
    Jul 4, 2003
    Location:
    Bristol, Ct.
    Two Cards:

    One: 8.99% Limit: $2500 (Imposed by ME) Balance: $900

    Two: 0% Until 01/05 then 8.99% After Limit: $1000 (Imposed by ME) Balance 131.94 :)

    I will be transferring my balance from the first card to the second car once I receive my bill for the second and pay it off.

    Other Debt:

    Car Note 4.9% APR Balance $9,000 or less :)

    Student Loans: Interest Paid off, Principle at $9,xxx

    I don't like debt, I was in the whole big time before, won't go there again.

    I save a lot however, credit cards are the devil :boxing:
     
  6. dohcvtec_accord

    dohcvtec_accord WRX Sellout

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    Joined:
    Sep 29, 2002
    Location:
    The left lane
    8.25%, Classic VISA.

    Credit Unions rule. :)
     
  7. HondasHateMe

    HondasHateMe Senior Member

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    Joined:
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    Location:
    Dayton, Ohio
    9.9% $2000 limit...just turned 20 years old..$700 balance :(
     
  8. Bob Vila

    Bob Vila ɐןıʌ qoq Admin VIP

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    Jul 4, 2003
    Location:
    Bristol, Ct.

    platinum mastercard fo' me

    masterard > visa x10
     
  9. dohcvtec_accord

    dohcvtec_accord WRX Sellout

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    Joined:
    Sep 29, 2002
    Location:
    The left lane

    No way mang.

    Visa > 3-day-old dead goat scrotum > Mastercard
     
  10. jeffie7

    jeffie7 Wrong Whole! VIP

    Messages:
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    Joined:
    Sep 28, 2002
    Location:
    Maryland
    Mastercard had a bunch of lawsuits filed on them not sure why but you may have noted that a good bit of MasterCard creditcards have changed to Visa other then chase... but thats just a problem waiting to happen
    go to google and do a search on chase creditcards tons of bad shit will come up

    For say my bank lady who is like a friend had Chase jack her APR up becuase of a problem with her credit so she pulled up all her info "being that she works with credit reports all the time" and said ok heres my credit report wheres the problem at? they had nothing to say other then sorry its going up

    once again own3d by Chase

    I have about 7 creditcards in my wallet hehehehe
    most of them being 0% then up to 7-9% or so after 1 year but they wont stick around that long the one card I use the most becuase I love the company is Capital One everytime I call them about anything they are great on the phone as with helping me get lower APRs and higher Limits

    big thumbs up to them

    they are not my lowest ARP card but still the best to work with and they DO NOT SEND YOU FRIGGIN JUNK MAIL!!!!!!!

    once again reason to hate friggin chase they send you 2-3 things a month
    heres 5 checks go transfer money to us blah die chase die

    last night I checked my Chase statment and it says I have -$47 open credit =) so nice for THEM to owe me money bastards
     
  11. hcivic.com

    hcivic.com Senior Member

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    Joined:
    Jan 7, 2003
    Location:
    Calgary Alberta canada
    16% apr componded weekly Td visa 15000 limit racked upto 4200 this mounth. (1 welder, 1vacation, i shit load of comaly tubing, clutch, jimfab bars, and week of vacation boozing)
     
  12. B16

    B16 Super Moderator VIP

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    Joined:
    Sep 30, 2002
    Location:
    yay area, CA
    just got my rate down to 7.9% with a $6,300 limit... this scares me :ph34r:
    EDIT:
    it is a bank of america visa
     
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