ok. So, I ran my free credit report tonight with all 3 agencies. I got my transunion report, which i guess only reports things that are going against your credit. everything is about right there. nothing worth note. but, the problem lies with the other two. when im prompted to answer the security questions they both ask me about a mortgage. but they both ask about different mortgages. I dont own a house. One agency questions me about a mortgage from feb 1999, i was 12 at that month/year. The other asks about a mortgage from 2006. I cant get around this. calling these places obviously get you jack shit. What the fuck do i do next? Last time i checked, none of this was on there. (its been a while though) and i couldnt even buy a car in 2007/08 because i didnt have enough credit history. I'm just at a loss here. i dont deal with credit too much considering ive never had any. and now i may be a victim of fraud. I would love to find where these mortgages are going, so i can take ownership of a house or two. any advice? i need help here. im super pissed/agitated right now.