I'm finishing up my Junior Year PRAYING to enter and finish my senior year of undergrad.....I owe $5500 for this semester AFTER FAFSA and TAP (I live in NY). I ned to find a way to pay that off AND pay for my last year of school....my credit score is HORRIBLE therefore I can't seem to get approved for any private loans. All the programs I used to go to for Loan money are closed Thx to the recession....WHAT CAN I DO?!!! I already went to Fastweb and I have a small little page of matches that don't seem to have anything to do with anything, just the "sign up for a CHANCE at a $1000 scholarship" (yes I signed up for EVERYTHING) so it seems like life is......... ANY SUGGESTIONS??!! HELP?!!!!