the house will get completely stripped on the outside, roof and old siding, then insulated, and sided with normal siding, and new shingles, a new gutter system, new windows.....then they will just side the garage and the shed at the same time as well...the estimate was $21,500...with out the windows. I got a guy from work that will do the windows for $280 a pop using the top of the line window. I will do the two remaining doors and locks myself....and then thats it for the exterior.
From what I spent already and all of that listed ...it's taking about $45K's....and I got $67+K's to play with. Still got to design and build up the kitchen, two bedrooms, and play a little with the basement....and what ever is left over will go for a deck. If I can get all this done before the leaves fall...I'll be one happy mofo. Get it re-appraised when the folliage is the prettiest...and refi the next day. Sadly...with all this said and done...I will only be in the hole for this house for $200K's...and refied with a 30 year loan...payments with the homeowners insurance, and prop taxes on it...will still be what I pay right now....$1469.00 a month. Very affordable....and it will be comfertable to live in.
And I only have $26Ks that I owe for student loans... $131Ks, for the current mortgage, and I've only used up $18Ks for the projects and other BS....current debt $175,000 as of today.