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If you don't have a down payment there are zero down options like guaranteed rural but it's going to cost you a few points to go those routes. Typical down like said above for an fha loan will be 3.5%. Like everyone else said getting pre qualified is huge. Since you recently changed jobs make sure you have paystubs from your old job handy. You might be surprised what they'll loan you. The wife and I are getting ready to list our house right now and got pre qualified for $517k but there's no way I could make that payment and do anything but sit in my new empty house lol. Debt to income ratio is big and having good credit which is obvious
We're trying to buy my great aunts house in Snoqualmie. If that doesn't work out we're staying in maple valley but getting out of a neighborhoodWhere you moving to? Don't tell me your stomping grounds, north bend.
Right,
taxes, pmi, and insurance and nearly half of my mortgage payment. So, if you do math and say your 200k house costs you 900 a month on the calculators... it will probably cost you close to 1800 a month in reality,
then there's the bills as above