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How much does everyone pay for motorcycle insurance?

Discussion in 'Motorcycles' started by awptickes, May 25, 2008.

  1. awptickes

    awptickes unimpressed by you VIP

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    I'm paying $41.16/mo now for my 125. I've got a 500 deductable, and whatever the standard liabilities are in germany.

    How does that compare with everyone else?
     
  2. eg6sir

    eg6sir Supa Mod Moderator VIP

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    i pay $168 every six months for liability..
     
  3. 92civicb18b1

    92civicb18b1 The Trisexual

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    whoa. $168 for what, a bike??

    I pay $608/6 months for the 2007 Civic and the 1995 JGC.
     
  4. neonmike

    neonmike Senior Member VIP

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    i pay 196 a year full coverage on my boulevard
     
  5. 92civicb18b1

    92civicb18b1 The Trisexual

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    oh lol, now I see that this is in the motorcycle section. lol
     
  6. Celerity

    Celerity Well-Known Member

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    hahahaha... I pay up front, $300 a year for full coverage on my 12. my 250 was $125 a year. I have no clue why there is a difference.

    Bike insurance is cheap because liability is low (a 300 pound mass hitting something doesn't do much damage). But if you get a Harley you get an automatic 25% increase. No reason other than "it's more expensive".
     
  7. neonmike

    neonmike Senior Member VIP

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    wow 300 a year is cheap for a "sport bike" most people i know pay at the minimum 1000 a year on sport bikes. cruisers are cheap cause well not to many ass clowns stunt or do 1 bazillion miles an hour on one.
     
  8. eg6sir

    eg6sir Supa Mod Moderator VIP

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    same here.. hahah.. thats for my Yota pickup
     
  9. awptickes

    awptickes unimpressed by you VIP

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    I pay 460/yr on the 125. :( Stupid Italy skewing the stats.
     
  10. HATCHET_HONDA

    HATCHET_HONDA scottie fizzle

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    LOL...$71 a month!! liability!! tooo many speeding tickets
     
  11. awptickes

    awptickes unimpressed by you VIP

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    Is that on a motorcycle?
     
  12. HATCHET_HONDA

    HATCHET_HONDA scottie fizzle

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    nahhh.. 90 civic si hatch
     
  13. Celerity

    Celerity Well-Known Member

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    We found THE post that gets people out of the blogs and into the forum !
     
  14. double0Si

    double0Si ლ(ಠ益ಠლ) VIP

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    wow, and as far as I knew I had it cheap. 100/month Full coverage for a 21yr old with two speeding tickets (one 89 in a 55) on a 2007 GSX-R600. First bike, and it was brand new. I was even quoted by Geico at 7k a year! thats only 2k less than I paid for the bike.[​IMG]

    Now has an M4 GP titanium slip-on
     
  15. get_nick

    get_nick These snozzberries taste like snozzberries... VIP

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    i like your bike, but this is a really old thread.

    who do you have insurance with?
     
  16. double0Si

    double0Si ლ(ಠ益ಠლ) VIP

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    thanks. Its through Allstate. They insure my Camaro too so maybe I got a discount. Plus i turned 21 and got both tickets off my record (3yr drop off) since I bought it so they said it will go down.
     
  17. jeffie7

    jeffie7 Wrong Whole! VIP

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    Figured Id jump in even if this is an old thread.

    30 bucks or so for full coverage on my 07 GSX-R1000
     
  18. get_nick

    get_nick These snozzberries taste like snozzberries... VIP

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    god damn, i tried to get state farm, and since i didn't get insurance with them within 30 days of getting the bike, they wouldn't insure me. geico wanted $3000 for a year or some shit.

    i'm 28 with a clean record, whats the deal?
     
  19. jeffie7

    jeffie7 Wrong Whole! VIP

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    No reason state farm shouldn't insure you, the only catch with state farm is you must have your car insured with them also, they wont insure just a motorcycle.

    Geico and Progressive both wanted 5000+ a year for me. Statefarm is a bit over 300
     
  20. awptickes

    awptickes unimpressed by you VIP

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    I'm going to buy a bike here soon. I just have to get a job first, then we'll see how bad insurance is. I'm 21, clean record, and three driving schools. The guys at the bike shop said that insurance isn't too bad here in MD as long as you've got a clean record, and have insured a bike before.
     
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