sometime today (saturday) i got a nasty virus on my computer. the virus was Trojan-spy.HTML.visafraud.a and it had an Internet Security 2001 icon that was pixelated on my desktop. it kept giving popups and warning bubbles in the tray saying i was at risk....blah blah and "scanned" my pc for virus'. it would also pop up warnings while i was surfing the net AND it removed my desktop background and replaced it with a warning. so after much cussing and 3 different anti-malware software, i got rid of it using Malwarebytes' Anti-Malware. it got rid of it and my laptop runs fine...so far. if anyone gets it, use that and you should be good to go.