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new listing on ebay for my car...

Discussion in 'Members' Lounge' started by jeffie7, Oct 5, 2003.

  1. jeffie7

    jeffie7 Wrong Whole! VIP

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  2. WetWilly

    WetWilly Senior Member

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    ill buy it for 99.99
     
  3. BodyDroppedNikes

    BodyDroppedNikes ...PENDEJO.... VIP

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    caught in a mosh...
  4. jeffie7

    jeffie7 Wrong Whole! VIP

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    Hmmmm

    he became a member in aug 29th and has yet to have ANY feedback... doh

    ohwell some one outbid him =)
     
  5. jamesA

    jamesA Well known pissed off telephone guy VIP

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    if you put this up two weeks ago, I would have taken it off your hands. but instead I spent 3 times as much on a stock B16...

    sucks when you procrastinate jeffie :p
     
  6. jeffie7

    jeffie7 Wrong Whole! VIP

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    unless you had the cash up front you would have never got a loan for it

    most a bank will give you loan wise on my car would be 5K max

    I've had 2 people so far "local" who said they want it and have went for a loan and can't come up with the money

    you could however if you have a high credit card limit just use one of the checks they send you and charge the whole thing tahts the best way to do it because chances are the APR would be lower then a bank and also you would not have to have full coverage
     
  7. jamesA

    jamesA Well known pissed off telephone guy VIP

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    :huh:

    All I told my bank was it's a 2000 Civic SI, and kelly blue book says it's worth 14,400...they gave me the 15,519 I ask for for it.

    I think i could have gotten a 5k loan for it pretty easy.
     
  8. jeffie7

    jeffie7 Wrong Whole! VIP

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    dude they have to put a lean on your car trust me you would not have been able to
    they might have cut a check for 15K but as soon as they got a copy of the title they would have dropped the loan and took back the car

    trust me its not that easy

    also thats why you have to have full coverage because if you crash it thats how they get their money back where if its a 95 civic and you crash it they will get the value of the car from the insurance company so in your case they would get 4-5K "2-3K since insurance companies under write the values half the time" back and you would still owe them 10K or they could file a complant about you lying to them since you did sign on that paper saying the info you put down was truthful
    then you might have to deal them maybe pressing charges


    not cool....
     
  9. Frankie P.

    Frankie P. Senior Member

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    If he never crashed it he would have nothing to worry about.
     
  10. pissedoffsol

    pissedoffsol RETIRED

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  11. jeffie7

    jeffie7 Wrong Whole! VIP

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    does not matter either way the bank will have a lean on your car mening they have ownership of the title since THEY gave you the loan

    right now your bank owns your car you are paying them for it while they let you use it once its paid off then its 100% yours

    PS you would need a bigger loan then 5K for my car
     
  12. Def_Jam

    Def_Jam Senior Member

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  13. arpee79

    arpee79 Senior Member

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    Damn B thats a grip of movies there bud lets start a bootleg CO. Inc :D
     
  14. jeffie7

    jeffie7 Wrong Whole! VIP

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    Im waiting for him to get into the porn side of videos Mmmmm porn.... Mmmmmm
     
  15. civicgirlracer97

    civicgirlracer97 Banned

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    That might be the case on an Installment loan but you can get a personal loan (can't think of what they are called) to get the car. Thats how my girl got her 240.
     
  16. jamesA

    jamesA Well known pissed off telephone guy VIP

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    :withstupid:


    I probably should have stated that. But, you won't normally get a low rate on a personal loan as you would on a car loan... I know I got a low ass rate on my car loan. :worthy: My Credit Union
     
  17. jeffie7

    jeffie7 Wrong Whole! VIP

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    AVG going rate for a unscured loan is 14% also most banks will not loan out more then $3500 unless you put a lean on something
     
  18. jeffie7

    jeffie7 Wrong Whole! VIP

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    oh yeah I know this becuase I've been there done that with car and bike loans

    turns out the best loan you can get is a credit card =) 0% owns!
    plus no need for full coverage

    my CBR would cost me an extra 1600 a year if I had a lean on my bike
     
  19. jamesA

    jamesA Well known pissed off telephone guy VIP

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    I got a 5.7% rate on my car loan...and it's spelled lien. :p
     
  20. jeffie7

    jeffie7 Wrong Whole! VIP

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    you should know by now I can't spell shite

    =)
     
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