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Originally posted by jeffie7@Oct 6 2003, 05:23 AM
unless you had the cash up front you would have never got a loan for it
most a bank will give you loan wise on my car would be 5K max
I've had 2 people so far "local" who said they want it and have went for a loan and can't come up with the money
you could however if you have a high credit card limit just use one of the checks they send you and charge the whole thing tahts the best way to do it because chances are the APR would be lower then a bank and also you would not have to have full coverage
Originally posted by jeffie7@Oct 6 2003, 12:48 AM
dude they have to put a lean on your car trust me you would not have been able to
they might have cut a check for 15K but as soon as they got a copy of the title they would have dropped the loan and took back the car
trust me its not that easy
also thats why you have to have full coverage because if you crash it thats how they get their money back where if its a 95 civic and you crash it they will get the value of the car from the insurance company so in your case they would get 4-5K "2-3K since insurance companies under write the values half the time" back and you would still owe them 10K or they could file a complant about you lying to them since you did sign on that paper saying the info you put down was truthful
then you might have to deal them maybe pressing charges
not cool....
Originally posted by civicgirlracer97+Oct 7 2003, 02:36 AM-->jeffie7@Oct 6 2003, 12:48 AM
dude they have to put a lean on your car trust me you would not have been able to
they might have cut a check for 15K but as soon as they got a copy of the title they would have dropped the loan and took back the car
trust me its not that easy
also thats why you have to have full coverage because if you crash it thats how they get their money back where if its a 95 civic and you crash it they will get the value of the car from the insurance company so in your case they would get 4-5K "2-3K since insurance companies under write the values half the time" back and you would still owe them 10K or they could file a complant about you lying to them since you did sign on that paper saying the info you put down was truthful
then you might have to deal them maybe pressing charges
not cool....
That might be the case on an Installment loan but you can get a personal loan (can't think of what they are called) to get the car. Thats how my girl got her 240.