Young people still hit more shit then anybody else, but it does seem to me when they do hit something, they don't keep on going!
When I was in high school, a friend of mine's great grandmother missed the brake and accidentally smashed the gas in her old early 90's Buick...she jumped a curb, went through a hedge, and through a wall of the post office. It was great.
Old drivers crash a lot however research has proven that old people have low speed crashes. young drivers also crash a lot but they they tend to wreck at a much higher speed. therefor, the insurance payouts are much higher. Just ask wills insurance company.