one of my nuts hurts

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man i fucking hate insurance companies

i dont have any health insurance now and i dont give a fuck.

sure they will pay for your shit, but a year later.

i broke my collar bone in a wreck almost 2 years ago and it took them over a year to pay those bills off. i have like 6 collections on my credit report that are paid for but will still be listed for like 5 more years because insurance didnt pay them in a timely manner.

way to fuck me over insurance bitches
 
well i got a raise!!!!!woot wooot!!!!!!!!!!!!!!!!

from 12.30 to 12.75...not what i asked for (13) but better than nothing.....
 
Originally posted by micah@Jul 7 2005, 10:50 AM
man i fucking hate insurance companies

i dont have any health insurance now and i dont give a fuck.

sure they will pay for your shit, but a year later.

i broke my collar bone in a wreck almost 2 years ago and it took them over a year to pay those bills off. i have like 6 collections on my credit report that are paid for but will still be listed for like 5 more years because insurance didnt pay them in a timely manner.

way to fuck me over insurance bitches
[post=522190]Quoted post[/post]​


Sounds like you have some shit insurance.

I have Premera Blue Cross through my dad's company and it kicks some ass. I've never had a problem, when I had a couple boxer's fractures and had backsurgery all in the same year, not a single problem.
 
i have pain...i dont think the antibiatic gets rid of that...so i take 800mg ibuprophin....to dull the pain....and iced tea with DON Q citrus rum....mmmmmmgood
 
Originally posted by micah@Jul 7 2005, 01:50 PM
man i fucking hate insurance companies

i dont have any health insurance now and i dont give a fuck.

sure they will pay for your shit, but a year later.

i broke my collar bone in a wreck almost 2 years ago and it took them over a year to pay those bills off. i have like 6 collections on my credit report that are paid for but will still be listed for like 5 more years because insurance didnt pay them in a timely manner.

way to fuck me over insurance bitches
[post=522190]Quoted post[/post]​


WTF? did you get your insurance from a home sells man guy? knock knock...HI could you use some insurance?....

lol


My old insurance was with Blue Cross, when my mom had her back surgery, a bill came in the mail for $80K money due ZERO.

depending on the type of coverage you get as with your co pay/deductable you should have it set up so you never even see a unpaid bill. unless it's for your deductable or co pay.


Anywho, since no one can google.

Being An HMO Member

First, I will describe the advantages and disadvantages of an HMO plan.

Advantages

HMO health plans have lower health premiums for both the employee and the employer. Because of the lower cost, these plans are very attractive and a significant amount of employees will choose them. Usually there are a wide selection of physicians and hospitals on HMO plans and employees feel that if they are able to get the current amount of health care at a substantially reduced price, then it benefits them.

Another advantage monetary wise in favor of HMOs is the fact that there is no deductible for the patient. The only thing that is required is the prescribed co-payment for services that may run between $15 and $20 a visit. In addition, the co-payment for outpatient and hospital services is substantially reduced as well in comparison to a regular PPO health plan.

Disadvantages

The main disadvantage for HMO plans is the fact that you can only go to a prescribed list of doctors. If your physician is not listed on the plan, then you will have to obtain special permission to pay a higher proportion of the cost of the office visit or you will have to pay for the entire treatment of that physician.

Another disadvantage for HMOs involves the use of specialists in the treatment of patients. For instance, my son has autism, and if I wanted to take him to his children’s neurologist (something he’s done for numerous years), I would have to contact my primary care physician to get a “referral†for me to bring my son. In my opinion, this is absolutely ludicrous. If I don’t get a referral (or even if the physician doesn’t get the referral from the insurance company), it is very likely that I will have to be faced with the fact that my son cannot see his doctor at the prescribed time unless I pay for the entire visit. When faced with the situation where a physician such as my son’s neurologist is booked up for months in advance, realizing when you finally get to the doctor’s office that your paperwork is not in order is not something that is very pleasant. There have been times where I have had to pay for the entire visit out of pocket because of the HMO’s alleged “losing†a referral.

In addition, if your regular physician drops from the HMO plan, then you will be faced with the prospect of trying to find another physician or pay a higher cost ratio for using the same physician. When a patient has developed a doctor/patient relationship for several years, is this really right for them to be forced to change or be punished?

Being a PPO Member

Before I moved to my new job, I thought PPOs were a waste of money. However, now that I am underneath a pretty good PPO, I have changed a lot of my thinking on this issue.

Advantages

The main advantage that I have found with being with a PPO plan is that I can have a wider array of physicians to choose for my health needs. This was critical when it came to my son’s choice of neurologist when I moved across the country. I wanted his current neurologist to hand pick who she wanted to take care of my son. Then I checked with my that physician to see what plans they were on. It was much easier for me to choose the PPO that I desired because of that.

Another aspect of having a PPO is that I do not have to “report†a primary care physician to the insurance company nor do I have to call a primary care physician for referrals to specialists. This was one of the things that truly irked me beyond belief, and the extra expense of paying for a PPO is worth it.

As I mentioned in a previous article, some of the language on the benefits plans of insurance companies is archaic and ambiguous. ( http://imzadi.epinions.com/content_2257297540 ) Because of this ambiguity, it is possible that in some instances, PPO plans may charge higher than normal copayments rather than what is specified on the plan IF the physician charges more than what is “reasonable and customaryâ€. Therefore, it is important for employers to take a good look at PPO plans to make sure that they are going to perform the way they were originally designed – to have a deductible, a copay to maximum out of pocket each year, and then possible full payment after that has been reached.


once again go to https://www.ehealthinsurance.com/

It takes about 2 mins to get a quote. you enter your Zip code and birthday.
then it will pull up tons of plans with different co pays, and deductables.

All it takes is about 30 mins total to figure out whats best for you.
 
from jeffie:

If you get cancer or a major STD from the wife you can pay out the 5K every year and then let the insrance company pay the rest.


Yeah a major STD from the wife huh? :lol:
 
it wasnt my insurance that fucked me over it was my buddies who was driving the car when we wrecked
 
Originally posted by micah@Jul 8 2005, 02:11 AM
it wasnt my insurance that fucked me over it was my buddies who was driving the car when we wrecked
[post=522489]Quoted post[/post]​


why are you bitching about health insurance when clearly it was auto insurance that was trying to get out of a claim?


Anywho Health insurance should be on the top of the list on things to have in life.
 
It is the first thing I would look for when applying to a job, if my dad didn't have his own small company with insurance.
 
Originally posted by Sofa King Slow@Jul 6 2005, 07:52 PM
Forget reading four pages!

1. Have you had a vasectomy? If so, 2. Have you lifted, or attempted to lift, something very heavy? If so, then it will go away after about a week.

I had that very thing happen to me about two months back. I was lifting a 250 lb. piece of granite bench seat, and my balls let me know that was too much weight.

Because I had a vasectomy, there was nowhere for the fluid to go when I squeezed my gut to lift the piece. Pain and swelling followed.
[post=521869]Quoted post[/post]​




thats incorrect a vasectomy involves a small insition in the scrotum and the cuting and or tieing of of the semonal vesicals. This in no way affects a hernia.
A hernia is a protrusion of an organ or tissue through an abnormal opening in the body. Most hernias occur when a piece of intestine slips through a weakness in the abdominal wall, creating a bulge you can see and feel. Hernias can develop around the naval, in the groin, or any place where you may have had a surgical incision. Some hernias are present at birth. Others develop slowly over a period of months or years. Hernias also can come on quite suddenly.


as for it going away nope


Hernia repair procedures, such as the Bard® PerFix® Plug and Bard® Kugel® patch repairs, can typically be performed

in an outpatient setting
using local or epidural anesthesia instead of general anesthesia
through one small incision
within 45 minutes
Patients typically leave the hospital or surgical center within 1-2 hours after surgery, and in almost all cases, return to normal activities within a few days on average.

A hernia can be painful and potentially life threatening. Therefore, it is important to see your doctor if you have signs of a hernia. A list of doctors in your area, who treat hernias using some of the techniques explained on this website is available through the Search for a Doctor section of this website.

While treatment is not always immediately necessary a careful evaluation by your doctor will help safeguard your health and comfort.

For more information, please refer to our Questions About Hernias section, where some of the most commonly asked questions about hernias are answered by a noted hernia surgeon. If your question is of an urgent nature, or specific to your condition, we encourage you to contact a physician.
 
hahahahaha

they're not gonna stop giving you shit till you leave her or cleave her, man.
 
nope no std.....i had for gotten that i rode one of those little bikes with little pedals and tall seat...and i just pinched one of the tubes and hurt my ball..thats the only thing i can think of.......and i got her checked...she passed with flying colors....thank god
 
let me find a pic...

like the bikes the clowns use lol
 
7169629111_0.jpg
 
WTF? why would you ever even want to ride that?

no, scratch that.

WTF are you doing? trying out for the circus?
 
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