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Refiii!!!!!!!IIIIII.....!!!&#3

Discussion in 'Members' Lounge' started by Airjockie, Jan 17, 2006.

  1. Airjockie

    Airjockie Watanabe Whore!!!

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    [19:15] Airj0ckey: Refinancing kicks ass
    [19:16] pissedoffsol: how'd you make out?
    [19:16] Airj0ckey: not sure yet....
    [19:16] pissedoffsol: lol
    [19:16] Airj0ckey: I was at 7.44%...then they bumped me up to 9.44%
    [19:17] Airj0ckey: I had a small stroke
    [19:17] pissedoffsol: oh wack, you got adjustable rate?
    [19:17] Airj0ckey: when I first got the mortgage...it was adjustable
    [19:18] pissedoffsol: they give you a fix percent now?
    [19:18] pissedoffsol: don't take it unless its fixed
    [19:18] Airj0ckey: but since I've paid on time, paid more than needed...and popped my credit rating up...and I needed to get refi'ed anyways to get a fixed
    [19:18] pissedoffsol: if rates drop, you can re-finance again. but if they go up, youre golden
    [19:18] Airj0ckey: yup
    [19:18] pissedoffsol: bb in a few-- dinner is burning :p
    [19:19] Airj0ckey: talked to the guy today, went to his office, called about all other agents in the area...and it looked like the kid doing my re-fi was a decent kid....well....
    [19:20] Airj0ckey: 15 year, on $134K, fixed rate, @ 5.625%...... :)
    [19:23] Airj0ckey: payments will be around $1128...and then were going to add the taxes and insurance into it too...so it'll be around $1400 a month...but still better than what I had...and easier to pay too..
    [19:25] Airj0ckey: @ 9.44%...the payment would have been $1127 a month....for 30 years :cry2:
    [19:26] Airj0ckey: same payment...and half the time...and save about 200Ks at the same time.... :)
    [19:26] Airj0ckey: I just have to wait for the damn appraiser to give the price that the house is now worth....and we can close....
    [19:28] Airj0ckey: hell...I was paying $1300 a month for that place in Stratford that I was renting....
    [19:31] Airj0ckey: things are really looking up lately......this year will be laced laced with endless OT...and a hude tax return...also the vacation pay will actually be useable...and the garage will actually be able to help make a small profit sandblasting shit for everyone....:)
    [19:31] Airj0ckey: double laced.....hehe
    [19:31] Airj0ckey: literally........
    [19:31] Airj0ckey: but that means no time off from work to go to a lot of the events...... :cry2:


    Sorry...to lazy to re-type the shiiiat....


    And I think B won't have a tasty dinner tonight.... [​IMG]

    He hasn't answered back since it was burning... :ph34r:
    I forsee a pizza delivery guy in his near future :mrgreen:
     
  2. TurboMirage

    TurboMirage YEEAAAHHH VIP

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    hahhahaha owned.
     
  3. swanny

    swanny Senior Member

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    Badass! Glad to hear you got your rates dropped and things are looking up :thumbsup:
     
  4. jeffie7

    jeffie7 Wrong Whole! VIP

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    I cannot picture B cooking anything other then easy mac.
     
  5. pissedoffsol

    pissedoffsol RETIRED

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    no faith.....

    come on. i cook all the time.

    katie said it was really good :p i cooked for her when she came up on nye
     
  6. Celerity

    Celerity Well-Known Member

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    Yeah the price you paid on the "Haitian Immigration Station" in Crapford was completely userous.

    I so wanna call INS on that house.
     
  7. pissedoffsol

    pissedoffsol RETIRED

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    You can live in a car but you can't race a house.
     
  8. Celerity

    Celerity Well-Known Member

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  9. TurboMirage

    TurboMirage YEEAAAHHH VIP

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    hahahaha
     
  10. Airjockie

    Airjockie Watanabe Whore!!!

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    Nice place :) ...just not the right type of landlords... [​IMG]
     
  11. Celerity

    Celerity Well-Known Member

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    nice place ? Maybe you don't remember the "Staggered Plains" of your kitchen floor, the flooded basement, the delipadated garage or the fact that it was like 600 sq ft :)
     
  12. Airjockie

    Airjockie Watanabe Whore!!!

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    ewww...don't remind me.....I think thats why I moved... [​IMG]
     
  13. Airjockie

    Airjockie Watanabe Whore!!!

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    Welp.......the appraisal just came back...... :ph34r:




    I bought the house for $164Ks.....




    Busted ass all year last year building the garage up....put in a new furnace, redid the dining room and bathroom....installed a decent looking walkway to the porch.....and......



    now the house is only worth..........

































































    <span style="font-size:36pt;line-height:100%">$190,000.00 :mrgreen: </span>
     
  14. Celerity

    Celerity Well-Known Member

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    Does that include the Subaru mudbog in the front yard ?
     
  15. Airjockie

    Airjockie Watanabe Whore!!!

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  16. ScrapinSi

    ScrapinSi Senior Member

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    There would have been some CRV tracks there as well.. But SOMEBODY didn't trust the Honda AWD... [​IMG]

    And Clayton... Just imagine how good you'd feel if you would have bought it for what the guy YOU bought it from paid for it.. :ph34r:
     
  17. Airjockie

    Airjockie Watanabe Whore!!!

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  18. TurboMirage

    TurboMirage YEEAAAHHH VIP

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  19. Airjockie

    Airjockie Watanabe Whore!!!

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    I might be closing tommorrow.... :)
     
  20. pissedoffsol

    pissedoffsol RETIRED

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    sweet
    :)

    a unit in the next building over w/o a garage and less sq feet just sold for 159,500. so i would guess my place is up to 165 at least...
     
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