I close monday morning at 9:00....everything is set.....and ready to go.
But I feel like I'm spinning my tires and going nowhere......
the final total loan price is $142500.....
with $650 coming back to me 3 days after I close.
15 year, fixed, 5.625%, 2.25 points, property tax and homeowners insurance in escrow, shelling out $1400 to just cover it a month....plus as soon as my vacation pay, sick pay...about 3 weeks of wagescome in the end of Feb, and also they renew the union's contract this year...so hopefully it's like the last time...where they give us another $2Ks, and then whatever the tax man will give me, which should be 3K's or so...and what ever the wife can come up with and what ever I can get scraped together for 2 months of work....if I can get that figuare on the loan near $130Ks on my first payment....I'll be happy and I wont have to pay all that intrest on the closing costs and fee's......
Mortgages sucks...
Still 30K's in student loans, and this damn mortgage...so my total debt on just those two items...will be $172,500...and I have one hospital bill for $75, gas bill of $300, electric bill of $250, cable, internet, and phone for $120....and some other BS bills floating around,....so....I guess my sig won't be updated for quite a while...
but I saved myself about $125Ks in the intrest alone......and the house will just get worth more every year....
But I feel like I'm spinning my tires and going nowhere......
the final total loan price is $142500.....
with $650 coming back to me 3 days after I close.15 year, fixed, 5.625%, 2.25 points, property tax and homeowners insurance in escrow, shelling out $1400 to just cover it a month....plus as soon as my vacation pay, sick pay...about 3 weeks of wagescome in the end of Feb, and also they renew the union's contract this year...so hopefully it's like the last time...where they give us another $2Ks, and then whatever the tax man will give me, which should be 3K's or so...and what ever the wife can come up with and what ever I can get scraped together for 2 months of work....if I can get that figuare on the loan near $130Ks on my first payment....I'll be happy and I wont have to pay all that intrest on the closing costs and fee's......
Mortgages sucks...
Still 30K's in student loans, and this damn mortgage...so my total debt on just those two items...will be $172,500...and I have one hospital bill for $75, gas bill of $300, electric bill of $250, cable, internet, and phone for $120....and some other BS bills floating around,....so....I guess my sig won't be updated for quite a while...
but I saved myself about $125Ks in the intrest alone......and the house will just get worth more every year....
