You can list your average take home pay per month if you wish. Mortgage: $1331 + $380 (taxes) = $1711, $1900 sent every month however Dakota: $391 9-3: $392 Utilities: $550 (oil, water, elect. cable, tel., internet) Insurance: Paid in full each year, but on a monthly: $66 Debt: $600 (wifes CC, Consolidation Loan) 2nd Property Mortgage: $214 Total: $4,113 Not included: Entertainment (going to dinner, drinks, friends, etc.) ~$400-$600/mo Household supplies (cleaning, etc.) ~$50/mo Gas: $320/mo both cars Groceries: ~$300/mo. Total + Not Included = $5,183 - $5,383/mo I have excluded investments because 75% of them are done pre-tax and taken out of our gross income. I occasionaly spend a few hundred on stocks, etc. Our remaining monies are put into our MMA and Savings Accounts. On average, we're saving approximately $2k/mo. but is increasing due to my wife's new position. So what's your tally?