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Those of you with MOTORCYCLES

Discussion in 'Members' Lounge' started by MXDesa, Feb 27, 2005.

  1. MXDesa

    MXDesa Senior Member

    Likes Received:
    Apr 19, 2003
    Queens, New York
    In interested in purchasing this nice 2001 Kawasaki Ninja ZX6R . I was wondering what the usual rates are for insurance on motorcycles?
  2. jeffie7

    jeffie7 Wrong Whole! VIP

    Likes Received:
    Sep 28, 2002

    Depends on State, County, and Credit.

    Rates go from 30 bucks a month full coverage up to 300-400-500-600 a month.

    Cheapest motorcycle insurance place I know of by far is statefarm however you must have your car insured with them or they will not insure you for a bike.

    next in line price wise is progressive.

    Geico IMO is last on my list.

    They said it would cost X many dollars a month, then said wait you have a no front tag ticket so thats going to make it 40-50% more then we first quoted you oh wait never mind you're too high of a risk to insure becuase of that no front tag ticket.


    I have ZERO Points, zero moving tickets and a 790 credit rating however they say Im too much of a risk to insure.

    however now that I don't have the front tag ticket on my record they're willing to insure me for something like 3000 a year for comp/lia with the highest deductables.

    state farm I pay low 400s and thats with FULL coverage with $100 deductable. that works out to be $34 month

    but once again it all depends on state, county, credit I've found that with bikes age isnt a real big factor. Credit/area you live in makes a BIG differance.
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