from the ppl (american ceo) who brought you the 10 yr 100,000 mile warranty. Hyundai Assurance - Vehicle Return Program if you buy a new car and you get fired/lose license/disability/internatl emp transfer/self-employed personal bankruptcy/accidental death w/in a year you can return the car and walk away from the purchase. you don't get any money back, nor is ur credit hurt. i think its brilliant. now their 'america's best warranty' was based on the fact that most ppl only keep their cars so many years on average and has worked well w/ others copying it.