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Ive been hit

Discussion in 'Members' Lounge' started by FFCiv, Oct 19, 2004.

  1. FFCiv

    FFCiv Senior Member

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    This mornign on my way to high school with my brother i was rearended. I was waiting to take a left turn and he skid into the back of my car.(it was raining and roads were wet. We excange insurance info and decide not to call the police because i hadd to goto shcool and him to work. The only things messed up are the bumper which is bent down like 1/2 an inch, lots of paint off the bumper, exhaust pushed/bent back, tow hook bent and the trunk doesnt seem to want to open without a bunch of pulls of the lever.

    I call in make a claim then the last thing the lady tells me is that the guy purchased a progressive policy but doesnt have progressive insurance..Anyone know what this means exactly?
     
  2. cycloneb18c3

    cycloneb18c3 Senior Member

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    probably that your screwed. Id call the police, even if I had to go somewhere. Missing an hour or 2 of HS isnt going to kill you, and Im sure that guys boss wont mind.
    what state are you in?
     
  3. FFCiv

    FFCiv Senior Member

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  4. pissedoffsol

    pissedoffsol RETIRED

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    you fucking idiot.

    ALWAYS ALWAYS ALWAYS ALWAYS CALL THE COPS.

    all he has to say is that he never hit you, and with no proof, you're fucked.
     
  5. civicious

    civicious FüK-VTEC VIP

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    b's been unusually hostile lately....


    but :withstupid: nevertheless
     
  6. FFCiv

    FFCiv Senior Member

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    my little brother can confirm it though
     
  7. Battle Pope

    Battle Pope New Member

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    Usually relatives are not considered credible witnesses... at least in my experiences. He probably didn't want you to call the cops cause he was uninsured.
     
  8. FFCiv

    FFCiv Senior Member

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    also how could he explain the fact i have his policy number, phone number, name, the 2 cars that were on hte insurance card and his lisence plate?
     
  9. Battle Pope

    Battle Pope New Member

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    :shrug:

    You will probably have more headaches since there's no police report.
     
  10. TurboMirage

    TurboMirage YEEAAAHHH VIP

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    yeah dan, you're fucked... dont expect to get anyhting outta the guy. CT especially sucks, its not like MA where you can go to jail for driving without insurance.
     
  11. Loco Honkey

    Loco Honkey Banned

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    If neega no call police, neega no get no police report. If neega no get no police report, neega no get no insurance claim. If neega no get no insurance claim, neega no be able to collect from insurance company, neeeegaaaaa!
     
  12. TurboMirage

    TurboMirage YEEAAAHHH VIP

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  13. YouKnowWhoIBee

    YouKnowWhoIBee my avatar is better.

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    You are on tonite man with these replys. But yeah you might be able to call the claims adjuster and get him to look at both cars. tell me you got his adresses right? Then the claims adjuster can determine if there was an accident. But that still wont prove fault. You need solid proof. But good luck.
     
  14. reckedracing

    reckedracing TTIWWOP VIP

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    call the cops now, sometimes you can file an accident report after the fact...

    and its most likely that progressive sold him a policy thats carried by a diffrent insurer...

    at least thats what it sounds like to me?
     
  15. DarkHand

    DarkHand Senior Member VIP

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    At least he didn't crash his BMW Sevinah Series, neega!
     
  16. Seany-izzle

    Seany-izzle New Member

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    In a fucking house.
    you usually need police reports for it to go thru to insurance companies...atleast some companies....and depending on the severity of the accident.
     
  17. StealthMode

    StealthMode Kung Foolin'

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    shoulda called the cops man :shrug: don't know what to tell you
     
  18. Battle Pope

    Battle Pope New Member

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    Almost all insurance comapnies require a police report if the damages are valued at over $1k
     
  19. JDMPlaya

    JDMPlaya Senior Member

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    Yea & shit when I was in HS I looked for oppurtunities like this to NOT goto school..

    NERD!

    :)
     
  20. Loco Honkey

    Loco Honkey Banned

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    I was wondering if someone would get it. :)
     
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