I never had credit, but awhile back and now i've been asking quotes from cell phone companies(and i've tried to apply for like 2 credit cards). Well, when the cell phone companies checked my credit, it decreased my credit rating. mind you, i didnt have any to begine with...now its at 0(350-700? scale)/-70(0-100). How the hell can i bring it back up besides waiting like 6-12months???