Thanks.
Funny story about why I am ok. I NEVER wear my seatbelt. Just never felt comfortable wearing one. Even though things out of my hands can occur and its a good idea to wear specifically for that reason, I never wear one.
As I was leaving work, I saw a cop close by. Naturally I put on my seatbelt in case I get pulled over I won't get a ticket for not wearing one. Now, everytime when the cop is out of my sight, I take it off. For some reason, I did not take off my seatbelt. Shortly after that, I hopped on the hwy and hit a car that was virtually at a stop and I was going hwy speeds. If I didn't have my seatbelt on, I would have went right through the windshield. I believe that is the only, if not very rare times I had my seat belt on.