Should I get a lawyer involved?
again..
NNNNNOOOOOOOOOOO!!!!!!!!!!!!!!!
best thing you can do is IM me or call me directly or read all my other post. this is what I do for a living...exactly.
I'd rather see a fellow hondaswap mate get 100% of the settlement than some asshat PI attorney.
Vehicle damage: Go through your own insurance company but request the other company to give you your deductible back now. How well they respond to this request will tell you/me alot about what to expect going forward.
BI claim: You are entitled to 100% of your medical expenses, lost wages (even if paid under vacation or sick leave) and incedentals (mileage to and from the doctor (.375 per mile), prescriptions, essential services (someone to wash your clothes, rake your lawn, clean your house, etc.), PLUS pain & suffering.
Right now you claim is worth $1000-$2000 plus your medical & lost wage claim based on where I settle claims. Soft tissue strains/sprains are not worth much but you being out off work for 2 weeks increases the value. However, the other people in that other car have significant injuries. You need to ask if that is going to cause you a problem and if you need to notify your own carrier about a potential underinsured motorist claim.
For God's sake, PLEASE PM me for my phone number before you call a freaking leech.