I'm irate. February of 2007 just before I moved into the house I got a consolidation loan through my CU for every bill I had aside from my car payment and paid everything off. First of all, when I asked for 5 years she told me that she gave me a 3 year loan because "I'd pay it off faster". I was kind of pissed cause I'd already signed everything before she told me that. My reasoning for a consolidation loan was to take 250/monthly payments down to 110/monthly. Under the 3 year, my payments would be 175. So I'm not dropping 140, I'm only dropping 75 off my monthly expenses. I eventually came around to it because 75 dollars is 75 dollars. Fast foward to April 2008, I got a consolidation loan for my windows, I wanted to take the consolidation loan and pay it off with this loan so I could afford to do the windows and save money on utility bills at the same time. So I walked in with my check last April and said "Pay off my loan." She took what the balance was and paid it off. I was happy. I was so happy that I actually fucking smiled. Fast forward to today... I knew I had 100 dollars in my savings that had to be in there because of that consolidation loan from Feb 07. I wanted it, and I wanted to close that account. I walked in and asked my balance in my savings "It's 15 cents". what the fuck? Oh, all I can withdraw is 15 cents, but the 100 was still in my savings... now here's teh fucked up shit. When I paid off the balance of the consolidation loan from Feb 07, for what-ever-the-stupid-fucking-reason was, she didn't pay it all off. She paid off all but 540 of it. Why the fuck would she do that? I have no fucking clue. Because it takes the large amount I paid to it, and spreads it over my normal payment pattern, I don't have to start to pay back this 540 until July of 09, so I haven't incurred any late charges or overdraft charges because of this balance. Seriously though, why the fuck would you NOT pay the full balance off when I fucking ask you to pay off the full balance? The bitch who did it, well nobody seems to like her. Lesson of the day kids, don't bank through small credit unions with fat ass ugly old wenches who work there. This shit just pissed me off for the rest of the day. I needed that 100 so I could pay Mark the 30 I owe him and pay Greg the 50 for his kitchen counter island I wanted, and then go and get some damn fine ribs for dinner one night with the rest. I think the world is out to screw me without anal ease.