gomezkun
Yay for DOHC VTEC ^_^
I had a question that I keep getting different answers to but am not sure which would be the better move.
So I bought an 07 Civic Si back in June of 07.
I was going through some hard times emotionally and I wanted the car - didn't care about interest rate. Currently I am still at 9.99% APR and the monthly payments are about 556.00 a month. After deploying, I dropped an extra 6k into it and I have always paid 560 a month.
I am at about <20k that I still owe and my intentions were to go and get it refinanced for a lower interest rate and monthly payment (that way if I choose to make more of a payment it goes towards the principle)
Many coworkers are telling me that I am in favor over the life of my car and that I should trade it in for another vehicle with lower payments/price tag and potentially not be in so much debt.
It's got about 15k miles on the thing and aside from the thing needing to be buffed and waxed, everything is still in excellent condition.
Any insights, tips, suggestions or kicks in the ass are welcomed. ^.^
So I bought an 07 Civic Si back in June of 07.
I was going through some hard times emotionally and I wanted the car - didn't care about interest rate. Currently I am still at 9.99% APR and the monthly payments are about 556.00 a month. After deploying, I dropped an extra 6k into it and I have always paid 560 a month.
I am at about <20k that I still owe and my intentions were to go and get it refinanced for a lower interest rate and monthly payment (that way if I choose to make more of a payment it goes towards the principle)
Many coworkers are telling me that I am in favor over the life of my car and that I should trade it in for another vehicle with lower payments/price tag and potentially not be in so much debt.
It's got about 15k miles on the thing and aside from the thing needing to be buffed and waxed, everything is still in excellent condition.
Any insights, tips, suggestions or kicks in the ass are welcomed. ^.^