Here's my question... I own 2 cars, a 2007 Ford Focus *I owe $15000 on it, probably only worth 14000 as a trade-in* and a 92 Civic CX Hatchback with some light mods, soon it will have a D16Y8 Minime swap and a ton of other parts. After running an 18.5 at the track with the leaking compression D15b7 head and stock B8 block *I/H/E* I'm less than impressed right now, and unless the swap REALLY impresses me *Sub 16 second pass with the CX Tranny it still has, meaning it could break into the high 14's with a SI Tranny* I plan on dumping the hatch and trading in my focus for something faster... My loan is only 5 years, I'm thinking about taking the profit from the hatch and trading in my Focus and buying a Speed3 with a 6 year loan and the downpayment with the money from the hatch to keep my monthly payments the same. HONESTLY with a home-made turbo kit running 6.5-7PSI of boost on a D16 bottom end with an SI Tranny *and other supporting mods*, do you think I could pace or out-run a Speed3? or is the speed that car can achieve just out of this cars reach? Before a flame war starts about motor swaps, I'm doing a mini-me swap, *And the mods in my sig*, down the road I may put in a Bored D16 block with a SI tranny, and boosting it. I don't have the upfront collateral to drop in a motorswap that would allow my hatch to run the kind of numbers a Speed3 can. So do I drop the dreams of my hatch and Pickup an out-of-the-box Monster? or should I stay with this little devil?