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I 'plan' my stops. Before i know i'm going to park somewhere, i drive like a grandma for a mile or 2 to let everything cool down and stay out of boost, then i give it 5-10 seconds at idle before i officially shut it down.
my turbo is watercooled though as well, and the owners manual even states a cool down is not necessary and won't void the 100k warranty
If I blow the turbo up then the new one will be bigger..