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Bragging Rights

Discussion in 'Members' Lounge' started by 94delsoljjg, Jan 20, 2003.

  1. 94delsoljjg

    94delsoljjg Junior Member

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    No, not for my car :p , my insurance. I'm 16 and paying $400/year for my Del Sol. Full coverage - theft/weather/etc.

    For those who do engine swaps, did you insure your engine as an aftermarket part? I'm probably just dropping the stock B16a and I figure that insuring that as an aftermarket part will be a lot cheaper than saying my car is the VTEC.
     
  2. Baker

    Baker Senior Member

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    damn I pay like $2000 a year on some BS company, Farmers had jacked my rates up to $4400 a year. I decided I wasn't going to pay more per month for insurance than i was for my car. As far as insuring the engine, I didn't...if I get in an accident I'll pull it out if the car is totaled
     
  3. 94delsoljjg

    94delsoljjg Junior Member

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    But what if the engine is totaled?
     
  4. Baker

    Baker Senior Member

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    if I get in an accident rough enough to completly ruin the engine I probably need to more worry about waking from my comma or learning to walk again than replacing my motor. Yes it may get damaged but its going to be cheaper to fix than to pay the excess premium your insurance company will want to insure the motor and then the added insurance they will put on knowing you are driving a car with that much modification.
     
  5. 2 litre EG

    2 litre EG Senior Member

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    oh yeah bragging rights on who pays the most insurance :p

    i pay a lil over 400 a month for both of my hatchbacks :blink:

    and for the Integra and Escalade i pay something like 350 a month :ph34r:

    whoa!!!! 7 accidents over here!! and a shit load of tickets, damn im good!!!!!!!!!! :lol: :lol: :lol: :lol:
     
  6. pills_PMD

    pills_PMD Super Moderator

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    cadillac escalade with the chromed out grill on 24'z yO??
     
  7. Domeskilla

    Domeskilla Senior Member

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    My dads Escalade EXT was cleptoed the day before thanksgiving :(.. ah well.. Anways. My insurance is 335 a month for full coverage on my Sheclipse and its only 45 a month for my newest project/beater b/c the dsm will be in the shop daily, an 89 daytona.
     
  8. paragus

    paragus Senior Member

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    i pay 400 a month too.woohoo
     
  9. CRX-YEM

    CRX-YEM Super Moderator Moderator VIP

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    my wife and I pay $158/mo. ($1896/yr) and thats with her speeding tickets and an accident. I've got a clean record. oh and it's to insure full coverage on a 02' ex sedan, and a 91' crx dx .
     
  10. asmallsol

    asmallsol Super Moderator

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    for my 95 del Sol SI, I pay a little over 800 a year now, damn AAA bumped my rates up $100 a year. Oh and I am 16 also. Do you have an S or an SI for your insurance to be that low? I even have the car under my dad's name (50 yrs old) other wise the car would cost over 1800 a year. To much for my blood.
     
  11. 94delsoljjg

    94delsoljjg Junior Member

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    I bought an S since I planned to swap for a VTEC and didn't see any other differences. I'm under my parents insurance too... the reason mine is so cheap is that my parents insurance policy only shows one car, a crappy 92 ford tempo. My dad's 2002 Century is under company insurance. So, for them to add me as another driver on their plan is like $100 a year I guess; and the car itself is only $300 a year.

    edit: We have American National Insurance I think it is... it's not American Family
     
  12. B16

    B16 Super Moderator VIP

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    i didn't insure my motor, and when my car was totaled they considered it an upgrade because it was OEM, so made the car worth a little more. i've kept salvage on it and am now in the process of fixing some of the body damage i did :(
     
  13. asmallsol

    asmallsol Super Moderator

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    OEM as in it has the honda name on it so it is OEM. In otherwards if you had a ITR in there and you run into a tree sending maple branches through the block, they will replace it with a new ITR?
     
  14. Trinity

    Trinity <font color=#FF909B><b>I go back like Aqua Net.</b

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    well on my hatch i pay a little over 600 a year for full coverage then my POS crsux i pay 1k a year. i just LOVE MA
     
  15. Baker

    Baker Senior Member

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    if I was your insurance agent I would buy you a new one just because i got to see someone put a maple branch through there block.....I mean whats the odds of that actually happening
     
  16. asmallsol

    asmallsol Super Moderator

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    oh it will happen, just hit the tree going like um.... 149 (about the top speed of the ITR tranny) and a few branches will make it in there. They will also be sticking in you also, but i never said this way was perfect
     
  17. Jeef

    Jeef NO MA'AM Moderator VIP

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    I pay 160 a month (well ten months out of the year) for full coverage on my brand new truck, and liability on my civic. The only reason that I am 22 and still on my moms insurance.
     
  18. Liquidblaze

    Liquidblaze Senior Member

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    I kinda feel better about my rates now after reading everyone elses.

    I pay $2712 a year and I'm 19 with one accident and two tickets.
     
  19. prawjEKt Cx

    prawjEKt Cx Senior Member

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    i was paying 1200 a year for my rex... then afew months after the wave of f n f it went to 2300 a year ( i didn't get any violations either)..... then i got my hatch and they quoted me 2200 every 6!! my dad even admitted that was bullshit, so he let me go under his for now till i turn 21 and it's only 800 every 6
     
  20. xj0hnx

    xj0hnx I wanna be sedated VIP

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    $44 a month liability on Hatch. :D
     
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