You guys are talking about 2 different things. Financing everything so you can keep up with the Joneses, and responsibly using credit.
One is smart, the other is not so smart.
vetteguy you always seem so argumentative lol. You can both be right. It's ok.
But back to the original topic, I too would just fix the Genesis at this point. Clearly you won't be able to find something at a reasonable price point with all the bells and whistles you want, and it's almost paid off sorta kinda.
Not being argumentative, im just saying that financing is not a bad thing at all....I'd rather have monthly payments and keep my cash in case of emergencies rather then just thrown down 20-30k on something and then be out of cash.
I don't see any advantages of paying anything in cash...unless your a felon on the run and you want to be off the radar