Capt. Orygun
Win the Day
Credit checks: A civil-rights issue? - MSN Money
for reference I'm white, have my own office, and my credit score sucks
discuss
for reference I'm white, have my own office, and my credit score sucks
discuss
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why does your score suck?
"IMO a more interesting question is should your credit score be a factor in hiring? "
it is where I work, if I was wanting to get he Yankee White Security clearance... IF my credit is bad, then it will look like I need money, and I might be tempted to sell secrets...so I can't get the upgraded job...but of course it's a job that works on the prez's helicopter...
Correlation does not equal causation. I don't see how, on average, a minority having a lower credit score than a non-minority shows racism. It should push people to look into the causes and they might determine that race is a factor but I suspect that it is only in that it can (but does not necessarily) effect the socio-economic and educational opportunities someone from a minority group may or may not come across. Interesting article, though not enough substance for a conclusion. I think that more investigation is in order, though it may be a solely academic question.
IMO a more interesting question is should your credit score be a factor in hiring? Personally I do not think so, but at this point I cannot offer any solid proof to back my opinion, just anecdotal evidence.
So far, there's a lack of data supporting a relationship between bad credit and theft by employees. In perhaps the only study published on the subject, Jerry Palmer and Laura Koppes of Eastern Kentucky University in Richmond in 2003 found no correlation between employee credit reports and negative performance or termination for dishonesty.
Again, only anecdotal, but see my earlier story about my credit score coming out of college. It doesn't necessarily mean that they screwed up, how about just wanted to get a degree and have the opportunities that a degree provided them.
Directly from the article:
An interesting rebuttal.
This woman is only perpetuating racism. Racism is using a statement that applies to the majority of a race and trying to apply it to ALL of the race. So, her using the fact that most minorities have a lower credit score is being racist. The fact that she is trying to twist it around to her favor should make her people disappointed in her for being such a whiny fucktard. Her credit score is NOT affected by her race, so implying that a credit score is racist just because the rest of her people have low credit scores is the dumbest fucking thing I have heard in a very long time. This woman does not deserve a job ANYWHERE. This is what happens when the "Sue anyone for anything" mentality meets the "Play the race card" mentality. America at it's worst.
I would just like to point out, without slandaring any group of people, that both "Sue anyone for anything" and "Play the race card" are left wing ideals
(sorry, but we get a lot of indians and asians who, while can type perfect, you simply can't understand a word they say. And when half of the job involves communicating with clients on a regular basis, its a huge deal for me.)