i owe more than 30 on the sti, so paying it off is not an option even if i took everything i got right now. loan was for like 37,xxx after taxes and shit even though signing cost was 32,800.
as for my debt on the car vs my approval, i was also making 5k less a year then. 550x12 = just a little more than my raise, so yeah, my debt is up, but so is my income... so while it sets me back a little, were talking like 1000 a year less, tops.
interior decorating and shit i don't give a fuck about. it's a bacholor pad, not something i need to look pretty for the wife and buy stupid shit like nick nacks and plants. as long as the rug "works" i have no intentions on replacing it. the ad says it has hard-wood floors under the carpeting anyway. so i could always tear it up if it ends up driving me nuts.
straight up, my old man offered 20k to me for a house. he said "i blew that on your sister's wedding, so i "owe" it to you too". I have 0 intentions on getting married anytime in the near future anyway. and if i do, it sure as hell won't cost 20 grand.
backyard + cateror, or plain ticket + reno
if the girl wants something more than that, she can have her old man pay for it. lol but seriously, i dount see myself getting married anytime within the next 5 years.... hell, 10.
gas heat may be more than oil, but its not electric-- and thats all that matters. plus, it has a fire place
and i love fireplaces
all in all, if it comes down to it, i'm sure my pops would co-sign with me or something. he knows i'm good for it. and if for some reason, i lose my job, and can't pay for it, i'll simply sell the damn thing and move back home or something.
getting it to the way i want it to be.... it already is. i have 0 intentions to remodel shit. like your kitchen clayton-- to me, there was 0 wrong with it. i wouldn't have changed a thing. but you re-did the whole thing to make it better. thats cool and all- but for me, as long as it had walls and a working sink, it would be fine for me.
the garage, yeah, i would have done the floor on it too. the yard? that was fine by me too. i dunno... i just think that you're idea of "the house" is a lot different than mine. that;s for later in my life-- where you are now-- where i have a girl/wife living with me and its "our home", not just "my house". i think you know what i'm getting at here.
my townhouse in college was a filthy fucking pigstye, but i loved every minuete of it. lol here's a pic of one of our walls.
[attachmentid=170]
yes, those are people sticking their heads through the wall. and it didn't bother me one bit.
granted, i'd like to not destroy the damn thing, but at the same time, it doesn't bother me if its not "perfect"
you guys are all looking into it as an investment. me, i'm looking for something to live in. if i happen to turn a profit on it later in life, so be it. otherwise, oh darn, i'm living, i'm out on my own doing my own thing, and i got a trippy-ass rug and you don't
jeffie, the market is pretty strong up here... things are getting sold pretty damn quick, but i don't think its like BMore just yet. people are getting their offers... rarely are people offering more for them.
quite frankly, i don't think its going to be a popular choice. who, besides me, wants a barn taking up half of their backyard anyway? or only a 1-car garage on the house, and have to drive through the lawn and around the back-side of the house to get to the barn? for me, its perfect. i'll keep the sti up front, and the projects in the barn.
i dunno... i feel like i'm trying to convince you guys to agree with me.
perhaps, i should just do what I think is right.