wow nice house...BUt a Little to pricey for me...
[post=517611]Quoted post[/post]
its a little pricey for me too. i wanted to spend about 225k... but everything that is 225k needs 50k of work anyway... so i might as well jsut get the 275k house and not have to deal with it.
clayton is a perfect example. he got his house pretty cheap- but hes put a SHIT LOAD of time and effort into fixing it up, replacing shit, re-building shit...
can you imagine how long project
issedoffhouse thread would be? lmao. it would never get done.
Pictures are deceiving.
If only I could count how many times I thought I find the perfect car online and it turned out to be a bust, I would be well...be able to count pretty fucking high.
[post=517637]Quoted post[/post]
yup... and that's why i drove by it tonight.
its in a REAL nice neighboorhood. the street its on in pretty quiet, 3 turns off the more main road. the back yard abuts a pretty rich neighboorhood- 350k houses... islands at the turn arounds and shit.
the house looks like its needs some paint. the singles are wood. i'm not sure if i like that. i can't even succesfully complete a paint-by-number thing. lol its not BAD or anything, but there are some noticable cracks.
backyard is slanted some... probably 1 foot down for every 5 feet out... so thats what... pathagras (sp?) says a^2 + b^2 = c^2... bah never mind. lol good news is that the basement will never flood/get wet if it pours. the front of the house is pretty level, and the back goes down away from the house.
in addition to the 2nd garage, there's a matching shed and a pimp swing set
overall impression- i like it, but i don't think its worth 289k. i think i'd offer 260. the lot doesn't appear to be .8 acres either... looks more like .4-.5, unless theres some woods or something thats not cleared out that is also part of the property.
I'm with everyone else... that part of the country is damn expensive... thats a $120K house TOPS near me, with bonus for the detached garage.
[post=517644]Quoted post[/post]
you also have $5 minimum wages. ours is 7 and change.
120k will get you.... a shitty condo, a 1 br ranch with 700 sq feet and no garage in the ghetto, and so on.
things are different here.
IF I got that , under my credit and down payment...it would still run $1770 a month for the mortgage....and that paying nothing but intrest.
your credit also sucks
mine is near perfect.
with 20k down, at 5.2%, its about 1400 a month for 30 years.
my old man offered a long time ago to help me out with a DP since i'm not getting married and he doesn't have to pay for a wedding. lol i imagine, if all my shit sells, that i'll have 35k to dump on a dp., so that will put me in the low 1300's a month.
Room-mates are cool..but they normally move on with their lives after a year or two...
and that's perfectly fine. the first couple years are always the hardest.
2 years from now, we could have massive inflation... and 200k left on the loan is like nothing.
if it goes the other way, i sell the house. its that simple.
i'm not looking to fail nor get in over my head. i can easily afford the mortgage payment, its the additional bills that would kick my ass.
if i need shit done liek a roof or plumbing, i know a lot of guys who do that stuff and would take care of me pretty good. so, we'll see what happens.
its not like i commited to this thing... i simply drove by it
I think you can learn a lot from the owers cars about the house. first time i drove by, no one was home.
2nd time, a ford explorere and a chyrsler concord were in the driveway. sounds like a typical mid-30's/40s couple own the place. i bet the inside is in pretty good shape.
and also...if it's under your cash that buys the house..the room mates would only respect the house for a year or so...and then they would not care for it as much.
there will be rules and such... and straight up, i won't live with anyone i don't trust or who's a slob. if they don't take care of it, i boot 'em. its that simple.
your best bet...get a house that you will be able to afford...thats a given, and get one that is big enough for you, a roomate now...and possibly a GF later and a kid if that happens.
lmao
how long have you known me?
g/f isn't happening. they are all freaking retarded. i'm quite content single.
kids? even worse. i so dont want any kids.
the shitter of it is that all the houses that are small and cheap, are in the ghetto. i'd happily live in a smaller house... but i will NOT live in certain areas.
..when you find the right GF, then the roomate gets booted to the curb.
chances are, they will move out on their own with their chick before i give the boot. lol
Big house and a big garage is not everything....it just more shit to take care of.
and dating a raving bitch isn't much fun either
IE...I got the house, and it needs more work than expected, and I got to spend more to fix it up just to live in, and then more to fix it up to get it pleasent to live in...and have you noticed...I'm doing more work to the house than to the cars this year...
yup- but you've always been the do-it-yourselfer... i'm too fucking lazy for that. your house is perfect for you-- but me, i would have never bought it. needs too much work and time that i'm just not willing to put into it. after you're done with everything, the value will go up. but you're still spending a shit load of money on all the improvements and all the time you're putting into to it too.
and I'm missing a shit load of racing event that I really want to go do.
me too
but i have no real excuse. lol
Maybe next year I'll have a chance to really hit the tarmac. But also, I have to do the "rim" job just to make some easy money...and thats also not a big profit..but it might pay for a roof on the house.....I hope.
i need a side job.... something i can do like 2 days a week in my spare time.
Granted...your buying a newer house than I did...so you won't have to do too much work...
yeah.. and frankly, i'm kinda iffy on the whole 1968 thing. if really like to get one from 1985 or newer... tough to find under 300k though
.and with the lawn that big...we better see a post about your "toy with a beer holder"
[post=517656]Quoted post[/post]
you're kidding right? i CAN'T mow the lawn. i'd die. my alergies are t3h suck.
i got buddies who do landscapping
I no that your not lookin in IL but the suggestions go for all states. I wasn't familar with the area or what goes on their as for work so I generalized.
Also most of the time to be approved for a loan its good to have 5% down better to have 10% and then most banks/states will only loan you 28% of your monthly income. Just a thought.
[post=517677]Quoted post[/post]
the major factory closed in the mid 80s.... all those houses are now the ghetto.
lots of people moved out.
i would rather flip burgers than work in a factory anyway... so i really don't care. i'd white collar, not blue
i suck at quotes.. i dunno... everything looks to pair up. blah