I won't delve into all the stuff about LLC's and insurance and accounting and such, as I've already got all of those bases covered.
I'm set as it sits now to take a complete loss for the entire first year and still be able to stay afloat - what I've got saved up plus the loan will cover rent, utilities, and a good bit of expenses for at LEAST 12 months, and that's assuming I make ZERO income during that time.
I'm also in the process of setting up the LLC, I think that's going to be the best way to go.
I've thought this through and done a LOT more homework than most would expect me to have done, I figure if I'm gonna do it I need to do it 100% no-holds-barred 'the right way', so I'm making sure to take extra time and have all my ducks in a row.
I legitimately think that this will work out excellently. I hope so, at least, haha