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Sometimes it's hard to foresee when your means may change, so you can plenty well live within them until something happens. I don't know why people sit there and lecture everyone about this.
There is a huge difference between having the rug pulled out from underneath you and making poor financial choices. Is somebody behind on their car payment themselves?
Word, live within your means. My wife and I own two cars which are 10 years old and paid for, and we made roughly 100K last year. Meanwhile my friend, his GF, and their two kids live with his dad and are months behind on their Lexus and Lincoln payments. Vehicles which they had to have because they were "cool"
Sometimes it's hard to foresee when your means may change, so you can plenty well live within them until something happens. I don't know why people sit there and lecture everyone about this.
There is a huge difference between having the rug pulled out from underneath you and making poor financial choices. Is somebody behind on their car payment themselves?
Don't make assumptions, my car payment is ahead of schedule, thank you very little, ass.
Anyway... "There is a huge difference between having the rug pulled out from underneath you and making poor financial choices."
... No shit sherlock, thanks for clarifying that.
Considering you don't know what other peoples problems are, stop being a judgemental know-it-all and stop lecturing about it. This guy in the story could very well have just gotten out of the hospital with some huge bills that were eating away at his retirement causing him to go broke.
Or he could just flat out be behind on his payments. My point is you don't know either way. So stop trying to sound intelligent stating the obvious, because there really is no way for you to know what his situation was.