Your only 3 years older than me and I have NO credit. Maybe I should look into that.
Had better credit than I thought I did...
- Thread starter jamesA
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Doing some number crunching here this should be fairly easy for me to afford. If I got a secondary part time clerk job down the street somewhere I could have my consol. loan paid off in under 3 years easily...
The house already has satellite dishes installed, FiOS should be available there even. 15 mb/download for 45 bucks a month here I come!
[nuts just over that]
The house already has satellite dishes installed, FiOS should be available there even. 15 mb/download for 45 bucks a month here I come!
[nuts just over that]
Well if I do it's low. I'm also not sure of everything that factors into it.
Do you have any open lines of credit? Any repo's? (I doubt you have any foreclosures or bankruptcies)
If you have any credit cards how long have you had them?
The two that were helping my credit the most were my capital one and lenscrafters accounts, one has been opened since 01 and the other since 02. Both have excellent payment histories month by month on them. Paid (mostly) on time, and always at the very least of the min. amt. due.
If you have any credit cards how long have you had them?
The two that were helping my credit the most were my capital one and lenscrafters accounts, one has been opened since 01 and the other since 02. Both have excellent payment histories month by month on them. Paid (mostly) on time, and always at the very least of the min. amt. due.
I don't own a credit card and most of my monthly bills are technically under my parents name.
haha I went and got a peddlers post to look up washer/dryer listings, then my parents tell me tonight about the stacked washer/dryer they have sitting in the basement that I forgot about.
Now all I need is a frige, and maybe a little frige for the basement.
Now all I need is a frige, and maybe a little frige for the basement.
It's titled & plated as a truck, not a passenger vehicle. It's gated and has drawers/chests in the back, instead of a seats. Right now it's loaded with 4 boxes of Cat5e wire, a roll of 12 pair Cat3 wire, and a ladder.
IE... it's my work TRUCK.
Anyway... Just drew up some not to scale sketches of each of the floors.
Main floor
Second Floor
^ The box above the main bedroom is an outside fenced in porch area. There's a door in the back right there in that closet. It's frikken sweet.
Basement
Again, it's not to scale.
South is to the top of the drawings...
Roughly 740-750 square feet per floor.
Looking at the pictures, it looks like that upper deck goes to the side of the house. Oh well.
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i just checked my credit score. i have no real credit cards, well i have one that my mom gave me, its got my name on it and i never use it, its for emergencies i guess. im pretty sure the card is linked with her account though, she pays the bill. and i have my bank card from my bank, i always use the credit option when i use it (dont like typing my pin # in) not sure if that does anything for my credit. and im sure my school loan is on there, but i havent started paying it yet since im still in school.
experian gave my score as 687 (says the scale is 501-990). says im a medium-high risk to lenders. i really have no desire to get a credit card though, i have no need for one. i feel if i dont have the money for something, then im not gonna buy it.
also it says i have 2 accounts in good standing, 1 from US dept of Edu. ok, my loans, and 2 is from Bank of America? i dont have an account there, never have, says it was open since 2001 too, weird... and looking at the address, its not my address for the bank account, same with the dept of edu, address, not my address... wtf?
experian gave my score as 687 (says the scale is 501-990). says im a medium-high risk to lenders. i really have no desire to get a credit card though, i have no need for one. i feel if i dont have the money for something, then im not gonna buy it.
also it says i have 2 accounts in good standing, 1 from US dept of Edu. ok, my loans, and 2 is from Bank of America? i dont have an account there, never have, says it was open since 2001 too, weird... and looking at the address, its not my address for the bank account, same with the dept of edu, address, not my address... wtf?
not that i know of, my mom uses M&T. unless one of my school loans is from there, i really dont know.
but why would the address be different then mine? unless it lists the address of the bank? lol. it says the BoA is in DE and the dept of edu was somewhere in NY. my address is in Baltimore.
but why would the address be different then mine? unless it lists the address of the bank? lol. it says the BoA is in DE and the dept of edu was somewhere in NY. my address is in Baltimore.
i dont have a credit card because of my bad credit history. i CAN get one but i choose not to because i know i would be using it all the time plus it would be another bill for me every month and i really dont want another bill. i do pay my car insurance online tho.
Me too.i use my check card as a credit card. it says visa, has a legit number/exp date, just no monthly bill
Well. Just got the call, they had 3 other offers on it... and it was just sold and closed to the people who had the bid in last week.
I just hope these people take care of the house as much as I would have.
The search continues!! But hell, at least I have my 500 back.
I just hope these people take care of the house as much as I would have.
The search continues!! But hell, at least I have my 500 back.
