how about 1 more K and have a brand new car with a 100k warranty with 180 hp, bluetooth, ipod, etc etc etc
Kia Cars, SUVs, Crossovers, Minivans, & Future Vehicles | Kia Motors America
or
Kia Cars, SUVs, Crossovers, Minivans, & Future Vehicles | Kia Motors America
should get 30+mpg, and probably pretty fun to drive with 173 hp 6 spd.
and since it's a kia, and it's loaded with air bags, insurance on it is dirt cheap, effectively making your monthly cost on it lower than a used car like a mini that is costly to insure.
no idea about re-sale, but i wouldn't bother. after its' paid off, keep it for the full 10 years as basically a 'free' car for DD, and then get your toy for fun.