thanks everyone for the discussion, helped me make my decision. I'm gonna go quadcore, but not till august. Pulled a credit report and went over the finances, and if I stay focused and payoff my credit cards and the one loan I have the refi on the mortgage should go extremly well in july. I should be able to knock off about $150 a month on the mortgage. So hopefully you'll all be this helpfull come august when I post my new computer build thread.