don_radeon
Bored
jeffie7 said:Like I said, they wouldnt turn you down if they didnt have to. add your 650 score and your income to debt ratio on top of a new 19K loan.... something wasnt right.
I went in with my loan in hand, however I had issues since it was on the weekend, so I told him I'll write you a check for X many dollars and I'll give you the rest on monday on I'll let you guys finance me with with your company today and I'll pay it off come monday.
they did a 100% loan for me no questions ask
816 credit score, zero debt, and enough income to pay a 3,000 a month car payment.
like I said, something didnt pass, either your debt to income ratio was bad or something else.
but once again if you walked to your local bank any bank at that, you could have easily said you wanted a loan and if you truly think you would have been able to get one then they would have givin you one, you could have then taken that check back into the dealer and drove home.
If you can afford a 3k a month car payment, why the hell are you driving an Acura TL? Seriously. Don't BS.