formby
learning in progress
for a while now ive been holding off on buying a new house because of 4 things.
1. bad credit
2. not enough pay
3. needing a car [altima is dying]
4. i dont have money saved
now for the "what's changed"
1. ive paid all my dept [medical] and my score went from 550+/- to 639 [equifax]
2. i got a raise that puts me @31200 [and if i make cold calls i can make commisions] and almost 2x my pay
3.i still need a car
4. my wife had a steady job for years and is a hard worker. however we went on vacation and her boss fired her. and now only makes 16k at her new job. on a good note she might get hired as a teller at a local bank soon. [so i dont have money saved but she could help out]
i rent a hot house and i want to buy it but its in the 450k range. so its out of my budget...
i could get a home loan with no DP, for a cheaper house [i rather not]
but the altima is definately gone and it would cost almost 2k to get perfect.
i'm looking for a car in the 2001-2004 range/15.5k range... kinda like this
Used Car-Inventory Coggin Honda of Orlando Orlando FL
and later i would put a tsx long block in it or a types
so what do i do
buy a house?
buy a car?
fix the altima? [might have to get a credit card for this]
lets keep this in subject and the useless comments out of the thread please...
discuss
1. bad credit
2. not enough pay
3. needing a car [altima is dying]
4. i dont have money saved
now for the "what's changed"
1. ive paid all my dept [medical] and my score went from 550+/- to 639 [equifax]
2. i got a raise that puts me @31200 [and if i make cold calls i can make commisions] and almost 2x my pay
3.i still need a car
4. my wife had a steady job for years and is a hard worker. however we went on vacation and her boss fired her. and now only makes 16k at her new job. on a good note she might get hired as a teller at a local bank soon. [so i dont have money saved but she could help out]
i rent a hot house and i want to buy it but its in the 450k range. so its out of my budget...
i could get a home loan with no DP, for a cheaper house [i rather not]
but the altima is definately gone and it would cost almost 2k to get perfect.
i'm looking for a car in the 2001-2004 range/15.5k range... kinda like this
Used Car-Inventory Coggin Honda of Orlando Orlando FL
and later i would put a tsx long block in it or a types
so what do i do
buy a house?
buy a car?
fix the altima? [might have to get a credit card for this]
lets keep this in subject and the useless comments out of the thread please...
discuss