If I were you though, keep looking at some used stuff. The only downside is that you won't be able to get as good of an interest rate unless it is a certified used car at a OE dealership. The plus is that you won't be taking nearly the hit on resale value like you would on a new car. If the TL is too expensive, look into a 6 speed Altima SER, or a 6 speed 7th gen Accord.
People always point that out but it's really not that big of a deal, most places are pushing car sales and if cert used, you can get .9% or 1.9% as far as normal banks goes they tend to be damn close to new car rates. in fact my credit union offers the same rates for new or used. Capital one as of today is 3.9% new and 4.45 for used For a 18K dollar car over 6 years its $280 for a 3.9% loan and 4.45 = 285
so buying used can get someone into a $30K used car for around 18K (think loaded Accord or an SER and the difference due to the APR is around 5 bucks a month..... Hell buy a used civic for 15K VS 18K and that 5 bucks goes down to around 4 a month and you save a few grand right off the top of the price, used civic might have 10K miles on it or less ^_^