If you knowingly get into a vehicle with an intoxicated driver, I can and will place a percantage of negligence on YOU for assuming the risk of riding with an impaired driver. I could even deny your claim. In wrecks with less severe injuries, it happens in all states, all the time, by all insurance companies. I've done it before.
In this case, "assumption of risk" is a viable defense. Would an insurance company be stupid enough to employ it and deny the estate's claim against the driver? uuuuhhhhh NO.
However, if the deceased family were vindictive or if I was defending the criminal charge of 1st degree manslaughter, you can bet that would be my primary defense.
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